Envestnet Careers

Description

Envestnet is seeking a passionate and talented Credit & Analytics Solutions Consulting Director to join our Bank and Tech Strategic Consulting team. Remote work options are available for the right candidate.

Envestnet is transforming the way financial advice and wellness are delivered. Our mission is to empower advisors and financial service providers with innovative technology, solutions, and intelligence to make financial wellness a reality for everyone.

Since our founding 20 years ago, we are fully vested in helping people live an intelligent financial life. If you love the idea of working in a Fintech company with the environment and excitement of a start-up where you are making everyday impact - then read on.  

Job Summary:

At Yodlee, we’re at the forefront of innovation, utilizing cutting-edge Machine Learning algorithms and Big Data Engineering frameworks. Our high-caliber, mission-driven culture empowers teams to tackle challenging and rewarding projects that drive impactful business decisions across the global financial services landscape.

Job Responsibilities:

• Serve as the primary point of contact between the data science team and clients, translating complex data insights into actionable lending strategies.
  
• Conduct thorough analysis of financial data and identify key themes and patterns that would be useful to our clients.
  
• Provide recommendations tied to the analysis and assessment of credit risk.
  
• Present analysis, findings, and recommendations to clients and internal stakeholders.
  
• Develop and prepare spreadsheets and models to support the analysis of new and existing credit applications.
  
• Engage in consultations and negotiations with clients regarding financial transactions, payment terms, and credit limits.
  
• Support product-market fit for the Credit Products spanning the credit life cycle of origination, underwriting, revenue & risk forecasting, and collection.
  
• Support the development of optimal product compositions, features, pricing, and partnership structures.
  
• Provide feedback on the Credit and Analytics roadmap.
  
• Participate in the development of competitive and market trends research.
  
• Ensure compliance with the company’s lending protocols and credit policies.
  
• Monitor and analyze credit data and trends, identifying potential risk areas.
  
• Review and analyze moderate to complex business problems and assess potential solutions to ensure client requirements are captured and implemented in the platform.
  
• Identify and document data analytics and insights opportunities and work with other business units to prioritize new insight features that address client issues or feedback.
  
• Support all documentation initiatives to continuously improve and support the delivery process.
  
• Analyze data to identify trends, risks, and opportunities in the financial markets.
  
• Collaborate with product development teams to design and implement data-driven features and functionalities.
  
• Stay up to date on industry trends and regulatory changes impacting data and analytics in wealth management.
  
• Leverage business acumen, analytical skills, and financial knowledge to help Yodlee deliver decision intelligence tools and insights to credit and analytics professionals.
  
• Adhere to and apply Yodlee legal, compliance, risk, business continuity, and administrative policies within the role and department(s), including the timely completion of training & awareness, affirmations, and testing as requested.
  
• As part of the responsibilities for this role, you will understand and readily support Envestnet's established corporate business practices, policies, internal controls and procedures designed to create value or minimize risk.

Required Qualifications:

• Bachelor’s degree in business administration, Finance, Economics, Statistics, or a related field.
  
• 3+ years of experience in business analysis, preferably within financial services or technology companies.
  
• 10 years of demonstrated experience in a client-facing role in various stages, including but not limited to, pre-sales, solutions delivery, and client experience.
  
• Experience with Agile methodologies, especially prioritization and managing flexible project scopes.
  
• Excellent critical thinking, analytical, and problem-solving skills; ability to apply this knowledge in the identification and development of complex business solutions.
  
• Excellent verbal and written communication skills, including facilitation/presentation skills; ability to communicate effectively with stakeholders at all levels to express goals, strategies, and concepts.
  
• Strong interpersonal skills with proven ability to build and maintain strong working relationships, both internally and externally.
  
• Superior organization, planning, time/workload management, risk identification, and mitigation capabilities to plan and execute activities with defined goals.
  
• Ability to work with minimal supervision and balance/manage multiple concurrent, competing activities and timelines with appropriate prioritization and focus.
  
• Experience identifying opportunities for process improvement and collaborating with leadership to implement solutions.
  
• Proficiency in Microsoft Office programs.
  

About Us:

Envestnet is a leading independent provider of technology‐enabled investment and practice management solutions to financial advisors who are independent, as well as those who are associated with small or mid‐sized financial advisory firms and larger financial institutions. Envestnet's technology is focused on addressing financial advisors' front, middle, and back‐office needs while leveraging our platform to grow their businesses and expand client relationships.

We offer a highly competitive compensation and benefits package as well as the excitement, challenges, and rewards of a fast-growing, entrepreneurial company.

Why Choose Envestnet: 

• Be a member of a leading financial services and products innovation company 
  
• Competitive Compensation/Total Reward Packages that include:
  
  • Health Benefits (Health/Dental/Vision)
    
  • Paid Time Off (PTO) & Volunteer Time Off (VTO)
    
  • 401K – Company Match
    
  • Annual Bonus Incentives
    
  • Parental Stipend 
    
  • Tuition Reimbursement
    
  • Student Debt Program
    
  • Charitable Match 
    
  • Wellness Program
    
• Work on global projects with diverse, energetic, team members who respect each other and celebrate differences.
  

Salary:

The annual base salary range for this position is $125,000 to $190,000. 

Envestnet is an Equal Opportunity Employer.

Envestnet refers to the family of operating subsidiaries of the public holding company, Envestnet, Inc. (NYSE: ENV).

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