Electronic Payment Analyst
Description
Do you have a solid accounting background and a keen eye for detail? Are you comfortable navigating electronic payment systems and reconciling transactions? If so, we want to hear from you!
We are seeking an Electronic Payments Specialist, to join our Finance team. This role plays a critical part in ensuring the accuracy and integrity of our ACH, live check, and electronic payment processes. Reporting to the Cash Manager, you will be responsible for reconciliation, transaction tracking, and compliance—all in a fast-paced, team-focused environment.
As an Electronic Payments Specialist, you will:
- Manage the daily processing and reconciliation of electronic payments, ACH transactions, and live checks.
- Collect, verify, and compile online and mobile debit payments from third-party vendors.
- Reconcile loan disbursements to debit cards and verify transactions using reconciling software.
- Maintain accurate Excel spreadsheets to track chargebacks, refunds, credits, and ICS fees.
- Prepare and import daily and monthly transaction data into the General Ledger.
- Compile monthly debit card historical reports and track excessive merchant card declines.
- Support branches via email with payment-related issues such as funding verification, duplicate payments, reversals, and fraud.
- Verify and process ACH setup forms for dealers and complete related monthly ledger imports.
- Collaborate with the Cash Manager to improve current and future processes while ensuring policy compliance.
- Provide backup support across the Cash Management Department as needed.
- Maintain consistent and punctual attendance.
Qualifications, you could be a great addition to our team if you:
- 5+ years of accounting experience, preferably in a financial services or payments environment.
- Solid understanding of bank reconciliation procedures.
- Working knowledge of NACHA rules and ACH regulatory standards.
- Proficient in Microsoft excel and general ledger systems.
- Excellent verbal and written communication skills.
- Strong team player with attention to detail and problem-solving abilities.
What We Offer:
- Top-Notch Training: We’re committed to your success, offering training that equips you with everything you need to excel in your role.
- An EXCELLENT Benefits Package:
- Medical Insurance (minimal cost to employees)
- Dental, life insurance, short- and long0term disability
- Profit sharing, 401(k) with company match
- Paid sick leave, holidays and vacation time
- Community Engagement: Join a company that actively contributes to local charities, food banks, schools, and more
- Career Growth: We believe in promoting from within and providing employees with the tools and support to grow their careers.
- Stability and Impact: As a leader in the financial services industry since 1955, we are committed to providing safe, reliable financial services to our customer, treating them with respect, and helping them through difficult times.
Come Begin Your Story! Apply today!
For almost 70 years, Security Finance has been committed to offering simple and secure installment loans to our community. With our conveniently located branches, you can count on receiving personalized service from people you trust. At Security Finance, we prioritize being responsible stewards of our community, supporting our neighbors in times of need, and treating every customer with the respect they deserve.
We specialize in providing quick and simple solutions to financial challenges, but our true motivation is the desire to help our community. This commitment drives everything we do, and we remain focused on our mission to deliver fast, friendly service that not only meets our customers’ financial needs but exceed their expectations; to foster a positive, rewarding work environment for our employees based on respect and teamwork; to ensure profitable growth and increased value for our shareholders; and to contribute personally and financially to the communities we serve, embracing a shared responsibility.
Note: This position is subject to a background check for any convictions directly related to its duties and responsibilities. Only job-related convictions will be evaluated and will not automatically disqualify the candidate.