Senior Credit Strategy Analyst
Description
Senior Credit Strategy Analyst
We are looking for a Senior Credit Strategy Analyst in our Credit Risk team.
Funding Circle’s Credit Risk team is hugely influential to our overall lending process. They look at measuring our risk, optimising our credit risk funnel and forecasting the performance of our loan portfolios. To do this, they work with the credit risk modelling, engineering, data management, capital markets and business operations teams to truly understand our objectives and shape analytical solutions.
Who are we?
We’re Funding Circle. We back small businesses to succeed.
At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it our mission to help them get the finance they need to grow.
With more than a decade of expertise under our belt, we’ve built a game-changer of a platform with cutting-edge data and technology that’s reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash.
We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle free processes to deliver an unbeatable customer experience.
The role
- Deliver value for Investors and Funding Circle through optimisation of the credit lifecycle management:
- Think up new credit strategies and shape them analytically with strong attention to detail. Measure impacts and be open to iterate.
- In partnership with the multiple teams across the business implement, monitor and measure the success of these strategies
- Be an excellent communicator and presenter. Turn complex analysis into simply articulated visions / insights.
- Conduct rigorous statistical analysis, forecasting and data mining of various datasets to shape and guide decision-making across a number of strategic areas
- Embrace innovation in the credit space: understand how new credit data, tools and technology a can deliver benefits to our customers and investors. Be a change agent.
- Identify, develop and maintain key relationships with internal and external stakeholders
- Have a clear and relentless focus on delivering business results
- Be comfortable challenging the status quo
- Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day
What we’re looking for
- 3+ years experience working in credit risk analytics, ideally in a SME/Retail Lending context
- Proven track record of driving strategic/operational changes within an organisation
- Exceptional problem solving skills using logical reasoning and analytical methods
- Be an excellent communicator and presenter. Turning complex analysis into simply articulated visions/insights
- Advanced knowledge of Excel
- Working knowledge of SQL
- One programming language (R, SAS, Python)
At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements.
Want to learn more?
- We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £6.9bn of GDP generated). You can read our full Impact Report here: https://www.fundingcircle.com/uk/impact
- To see what our customers think, visit our Trustpilot page: https://uk.trustpilot.com/review/fundingcircle.com
- And we’re still evolving! Our award-winning multi-product platform is solving more SME finance challenges than ever before. We think big, rally together and meet the needs of SME customers like no other.
Why join us?
At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better.
As a flexible-first employer we offer hybrid working at Funding Circle, and we've long believed in a 'best of both' approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!
We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.
A few highlights:
- Health: Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, access to free online therapy sessions and exclusive discounts with Hertility for reproductive health support.
- Wealth: Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
- Development: Dedicated annual learning allowance and full access to internal learning platform.
- Lifestyle: Wellhub (for fitness discounts), Electric Car Scheme and more!
And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments.
Ready to make a difference? We’d love to hear from you.
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