CMG Financial Careers

The Senior Mortgage Fraud Investigator, reporting to the Manager of Fraud Investigations, is responsible for supporting activities for the CMG's fraud and anti-money laundering programs. This job involves complex duties and independent decisions, including identification, investigation, and resolution of high Fraud or sensitive fraud cases, root cause analysis of fraud losses, and quality assessment, monitoring and reporting. Routinely requires decision making not defined by established policies and procedures.

ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to: 

  

• Performing duties related to planning, conducting and documenting inquiries into allegations of mortgage fraud, including originations, servicing, and other frauds.
• Conducting thorough investigations into integrity issues, misrepresentation, and fraud when suspected.
• Gathering evidence, analyzing information, documenting findings, interviewing witnesses, and identifying patterns of emerging fraud trends.
• Utilizing resources and systems to obtain evidence including open-source intelligence, public records, social media platforms, databases and AI tools.
• Analyzing post funding activities for payment structuring and other financial frauds.
• Independently prepare written investigation reports detailing complex financial investigations.
• Documenting all research and pertinent notes in tracking systems.
• Providing directions to internal divisions on suspected mortgage fraud, potential misrepresentation, and/or suspicious activities.
• Conducting channel or target reviews identifying fraud trends and making recommendations surrounding continuing and/or discontinuing business relationships.
• Preparing comprehensive and timely Suspicious Activity Reports.

QUALIFICATIONS AND EXPERIENCE:  

• 5+ years of mortgage and servicing fraud investigation experience required.
• Excellent verbal, written and interpersonal communication skills.
• Strong attention to detail and accuracy skills.
• Ability to execute in a fast paced, high demand environment while balancing multiple priorities.
• Microsoft Office (Word, Excel, and Outlook), and SharePoint skills.
• Previous experience writing Suspicious Activity Reports (SARs).
• Strong email communication, interpersonal and organization skills.
• High level of integrity and confidentiality required.
• Collaborative.

SUPERVISORY RESPONSIBILITIES:
Direct Reports: NA

PHYSICAL and ENVIRONMENTAL CONDITIONS
This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

Compensation Information – For residents of the states of CA & CO, and for New York + other areas requiring disclosure:  

CMG pays a competitive salary which ranges from $90,000 - $120,000. Factors that affect salary may include: Fraud Investigation experience, overall knowledge of fraud investigation, number of years worked in mortgage industry, types of roles performed, computer skills, education and geographic location.