Senior Associate, Credit Strategy

Data, Risk & Analytics London, United Kingdom


Who are we?

We want to help small businesses win. That’s why we’re here.

We connect small business owners to investors – to create jobs, help families and power economies – because we believe that people are made to do more. And we want to help them get the finance they need to thrive, creating thousands of jobs as they drive the economy forward.

So we created the leading online marketplace for small businesses loans. Our investors have lent £13.7 billion in 171,000 loans to 122,000 small business owners. In a single year, we unlocked 100,000 jobs and contributed £7.2 billion to the UK economy. There’s never been a better time to join!

Be part of the team that changes everything. Let’s build the place where small businesses can get the funding they need to win and leave a legacy behind, forever.

The team

Sitting on the same desk as our CRO and CCO, the Credit Strategy team is pivotal to Funding Circle. It’s key in driving the business forward whilst managing risk through the credit cycle.

You will work alongside the rest of the Credit Risk Strategy team and cross-functionally to drive positive change that makes a real difference to our customers and investors.

Here is a video to find out more:

What will you be doing?

As Senior Associate we will look to you to analytically shape our credit strategy through meaningful insights and problem solving.

  • You will have the freedom and support to think up new credit strategies, shape them analytically and inspire and communicate across the business 
  • Working cross-functionally with a variety of teams to deliver, monitor and measure the success of these strategies
  • Embrace innovation in the credit space: understand how new credit data, tools and technology can deliver benefits to our customers and investors
  • Draw upon various data sources and turn complex analysis into simple articulated visions
  • Think creatively to continuously improve the way we do things

Are you? 

  • Experienced in Credit Risk Optimisation with SME or a retail lending environment (2+ years)
  • A keen problem solver with logical reasoning and analytical methods
  • A good communicator and presenter
  • Experienced in SQL & Excel 
  • Able to challenge where appropriate


Did you know?

Research shows that some people are less likely to apply to jobs unless they meet every single criteria. At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements. You might just be the perfect fit. 


Why join us?

Talk to our recruiters about our workplace, culture and benefits. We have designed our offering around; Health, Wealth, Lifestyle & Development! 

A few highlights are: 

  • Hybrid working environment (2 days a week in office), flexible working options with an amazing office and we will help support your home working set up
  • Private Medical Insurance and Dental Insurance 
  • Learning and Wellbeing allowances AND other perks such as Gympass, Spill, Just Eat Allowance, Electric Car Scheme and more! 
  • Access to Octopus Money Coach, Free Mortgage advisor partnership, Discounts at other retailers through perks at work.


Want to Build The Incredible? We’d love to hear from you.