Business and Financial Analyst

Finance Petaluma, California


Description

Ygrene is seeking a Business and Financial Analyst to join our corporate team. This individual will be responsible for improving Ygrene’s business and financial intelligence, including pricing, revenue and cost analytics.  In addition, this position will support capital markets and securitization data analysis.

Business and Financial Analyst Duties and Responsibilities:

Pricing Grids, Policy and Administration (20%)

  • Maintain official pricing grids for residential and commercial PACE assets across all jurisdictions.
  • Document and maintain official pricing policies and procedures
  • Coordinate with IT team and Ops team to ensure pricing is properly reflected in our pricing engine.
  • Host and run the bi-weekly pricing meeting. Create standard reports for distribution to the committee prior to the meeting to facilitate a better outcome.

Pricing, Revenue and Cost Analysis (50%)

  • Create and maintain R-PACE and C-PACE transaction pricing model that demonstrates sensitivity of pricing and cost variables to revenue and profit.
  • Identify product-level improvements in terms of features, structure and terms that relate to improving the company’s revenue and gross profit margins.
  • Analyze product-level adjustments proposed by the finance, sales, marketing and/or operations team using breakeven, marginal cost analysis and fully burdened cost analysis.
  • Create and maintain direct, variable and fixed product cost data to support analytical models.
  • Monitor competitor pricing trends and related information.
  • Analyze master transaction records (blotter and asset management system) to assess variability and inconsistent data relative to pricing and customer segmentation data.
  • Reconcile blotter data to official pricing and revenue grid, including rate buy-down numbers.

Capital Markets and Fixed-Income Analytics (20%)

  • Analyze hedging strategies and recommend/execute hedging approaches. Create and maintain hedge cost analysis.
  • Oversee cost of capital calculations across all facets of our capitalization, including costs of various warehouse facilities and secondary market costs and profit.
  • Analyze prepayment rates and delinquencies to provide recommendations to improve profitability.
  • Maintain U.S. Treasury and Swap interest rate database for reporting and analysis purposes.

Other Analysis & Reporting: 10%

  • Create management and board reports related to revenue and cost analytics.
  • Assist with ad hoc monthly analysis and reporting as required. 

Business and Financial Analyst Skills and Experience:

  • This position requires a combination of education and experience equivalent to a Masters degree in finance or related field; and 4 years of experience in financial analysis or related field.
  • Renewable energy, energy efficiency and/or PACE financing knowledge.
  • Ability to work independently and problem solve.
  • Ability to work in a dynamic and rapid growth environment.
  • Ability to work collaboratively with colleague’s and across departments to create a results-driven, team-oriented environment.
  • Strong knowledge of corporate finance, fixed-income finance and all facets of bond analytics.
  • Strong mathematical skills.
  • Working knowledge of forecasting and budgeting.
  • Advanced organizational and analytical skills.
  • Strong verbal and written communication skills.
  • Advanced skills modeling in Excel.

Work Environment & Physical Requirements:

  • This position operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, scanners, and filing cabinets.
  • Work environment is indoors with majority of time spent sitting at a desk.
  • Ability to stand, bend, stoop, sit, walk, twist and turn.
  • Ability to lift up to 25 pounds occasionally.
  • Ability to use a computer keyboard and calculator.

Position Type, Expected Hours of Work, and Travel:

  • This is a full-time position.
  • Days and hours of work are Monday through Friday, 8:00 a.m. to 5:00 p.m. Evening and weekend work may be required as job duties demand.
  • Occasional travel is expected for this position.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.  This document does not represent an employment contract.