Underwriter - CA

Business Operations Petaluma, California


Underwriter Duties and Responsibilities:

  • Underwriting files, clearing conditions sending out Finance Agreements, to help complete a decision a file.  
  • Ensure accurate and thorough analysis of credit risk and proper documentation for all applicants and projects submitted for tax financing.
  • Manage pipeline by interfacing with property owners, district reps and processors to ensure timely approval of projects.
  • Assist in development and maintenance of department policy and procedure documents.
  • Act as a resource for district staff and troubleshoot projects.
  • Prepare approval and commitment letters listing all conditions, which need to be met prior to funding of projects including review of acceptable projects.
  • Prepare financing documents and coordinate accurate execution of same with property owners, contractors and signing agents.
  • Review projects and confirm project complete with appropriate permits, inspections and lien releases as applicable.
  • Support documentation requirements for final financing agreements and work within district requirements to finalize project and financing.
  • Coordinate with final funding department and prepare file and transaction for orderly completion.
  • Perform special projects and research as assigned.
  • Perform other duties as assigned.

Underwriter Skills and Experience:

  • Bachelor’s degree preferred.
  • 3+ year’s experience within processing, underwriting, funding and/or escrow within a mortgage and banking institution.
  • Proficient in Microsoft Word, Excel and PDF Conversions.
  • Ability to independently manage daily tasks and short-term projects.
  • Highly organized and attention to detail is a must.
  • Must have excellent communication skills and strong analytical capacity.
  • Bilingual – English / Spanish preferred
  • May start as temp to hire depending on experience.
Expected Hours of Work, and Travel:
  • May require some flexible hours into evenings as scheduled.

Work Environment & Physical Requirements:

  • This position operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, scanners, and filing cabinets.
  • Work environment is indoors with majority of time spent sitting at a desk.
  • Ability to stand, bend, stoop, sit, walk, twist and turn.
  • Ability to lift up to 25 pounds occasionally.
  • Ability to use a computer keyboard and calculator.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.  This document does not represent an employment contract.