Commercial Banking Relationship Manager

Commercial Banking Bellevue, Washington

Description

ENE040 44

 

About Us:

 

At Umpqua, we create a great place to work by offering a unique brand of relationship banking and fostering a culture where associates thrive. We are dedicated to supporting our customers and communities, and we can only achieve this through the dedication of our employees.

 

We value Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships, and we are eager to meet candidates who embody these core values. We are always on the lookout for results-focused individuals who can think independently, work collaboratively, and support our broader purpose.

 

Think of us as financial partners, because at Umpqua, we believe the best way forward is together. Together for people. Together for business. Together for better.

 

About the Role:

 

In this role, you will serve as the business banker for new and existing small to medium size business clients. You will develop and grow new business by building and maintaining strong relationships with prospects and clients. In addition, you will drive high volume opportunities and engagements within defined markets. Leverages automated systems and processes to enhance customer experience.

 

  • Identifies, attracts and secures new Commercial relationships to grow bank's Commercial and Industrial (C&I) market share. Achieves individual production goals for loans, deposits and core fee income, to support the bank in achieving its overall financial targets.
  • Serves as a trusted advisor to clients, functions as the Commercial client “expert” in providing differentiating consult, ideas, and options. Champions and leads business development efforts by developing a clear and holistic understanding of the client’s or prospect’s business and industry.  Performs client reviews to ensure the bank provides relevant solutions as clients grow and adapt.
  • Develops focused strategies for acquiring, retaining and growing select clients.
  • Develops and maximizes established referral network. Proactively prospects for new clients and identifies ways to expand existing relationships in collaboration with team members and internal partners.  Identifies opportunities and partners to structure, coordinate and sponsor credit and non-credit solutions.
  • Leads cross-functional team to quickly respond to customer request and identified needs. Utilizes team of experts to creatively present the full breadth of the bank.
  • Maintains active prospecting effort and pipeline for consistent production.
  • Studies commercial industrial, economic and financial situations relating to new or existing business as part of prudent business development and portfolio management disciplines.
  • Actively participates in community organizations to source business development opportunities.
  • Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
  • Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
  • Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
  • May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
  • Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words.
  • Takes personal initiative and is a positive example for others to emulate.
  • Embraces our vision to become “Business Bank of Choice”
  • May perform other duties as assigned.

 

About You:

 

  • Bachelor’s degree in business, or equivalent work experience. (Required)
  • Master’s degree in Business Administration (MBA), or related field of study (Preferred)
  • 7-10 years of relevant commercial banking experience and/or proven track record of exceeding performance in developing business in the commercial industry (Required)
  • Proven track record of success and ability in developing new business, growing market share and establishing/growing a quality supportive network.
  • Experience working in relationship management teams with a proven understanding of the importance of balancing business development and asset quality. Proven ability to constructively work within a team in effort to deliver holistic, customized banking relationships.
  • Advanced credit acumen (underwriting, accounting, financial statement, understanding business and understanding of operational cash flow) with the ability to support more complex deals. Strong knowledge of the bank’s systems and policies applicable to underwriting and portfolio management.
  • Advanced client relationship and internal partnering skills. Ability to work effectively with individuals and groups across the company to manage customer relationships.
  • Ability to deliver holistic solutions that are both saleable to client and provide adequate risk management for Bank.
  • Excellent relationship management and business development abilities, analytical and problem solving skills, sales skills, and credit and credit quality skills.
  • Demonstrates excellent written and verbal communication and presentation skills. Ability to train and present to small and large audiences.
  • Advanced knowledge of Commercial lending policies, procedures, practices and documentation.
  • Advanced knowledge of treasury management and deposit solutions, and ability to cross-sell a wide variety of bank products.
  • Strong ability to negotiate/collaborate with Senior Credit Officers on credit terms and structures.
  • Possesses strong computer skills including use of the Microsoft Office suite with the ability to learn new business software, as needed.
  • Strong knowledge of other banking services offered by other lines of business to identify and offer qualified referrals.
  • Strong understanding and development of commercial banking financial solutions, including engaging in community relationships and activities for business development.
  • As applicable, experience with syndications, asset-based lending, capital structure finance, leveraged lending, trade finance and/or other specialty lending.

 

Travel Type:

Occasional

  

Job Location(s): Ability to work fully onsite at posted location(s). 

1110 112th Ave NE #200 Bellevue WA 98004 

Our Benefits:

 

We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $112,596.40 - $200,000.00 and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process.

 

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

 

Our Commitment to Diversity:

 

Umpqua Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@umpquabank.com.

 

To Staffing and Recruiting Agencies:

 

Our posted job opportunities are only intended for individuals seeking employment at Umpqua Bank. Umpqua Bank does not accept unsolicited resumes or applications from agencies and Umpqua Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Umpqua Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.