Description

About Us:

 

At Umpqua, we create a great place to work by offering a unique brand of relationship banking and fostering a culture where associates thrive. We are dedicated to supporting our customers and communities, and we can only achieve this through the dedication of our associates.

 

We value Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships, and we are eager to meet candidates who embody these core values. We are always on the lookout for results-focused individuals who can think independently, work collaboratively, and support our broader purpose.

 

Think of us as financial partners, because at Umpqua, we believe the best way forward is together. Together for people. Together for business. Together for better.

 

About the Role:

 

Reporting to the Chief Audit Executive and the applicable Board committee, the Credit Review Director oversees the Bank's independent loan review activities; provides the Board and Executive/Senior Management with relevant information and candid, fact-based feedback on loan portfolio quality, potential loan problems, and material loss exposure; and reports exceptions when lending practices do not conform with established policy, guideline or prudent practice.

 

• Develops and implements strategy for positioning Credit Review to effectively and efficiently meet its responsibilities to the Bank and expectations of the Bank’s regulators.
• Develops annual operating and staffing plan for the department; assesses plan status on a regular/periodic basis; requests approval for material plan changes from Chief Audit Executive and Board committee.
• Analyzes and recommends the department expense budget; responsible for monitoring performance to budget and communicating status to Chief Audit Executive.
• Directs regular review activities; coordinates the department’s workflow and staffing assignments.
• Establishes/approves department policies and procedures; reviews/approves monthly limited scope review samples; reviews/approves full scope portfolio review samples, project plans, results, and draft reports.
• Reviews risk rating actions in the problem loan categories; reviews credit actions involving loans assigned to the Special Assets Department.
• Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
• Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
• Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
• May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
• Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words.
• Takes personal initiative and is a positive example for others to emulate.
• Embraces our vision to become “Business Bank of Choice.”
• May perform other duties as assigned.
• Occasional travel may be required.

 

About You:

 

• Bachelor's Degree in accounting, economics or related field required
• More than 10 years experience in banking, commercial credit, and business financial analysis, with department oversight/management and personnel management required; prior commercial loan review experience preferred.
• Extensive and varied experience in commercial and consumer credit products, and advanced skills in financial analysis.
• Knowledge of banking regulations and accounting rules; regulatory guidance specific to the internal loan review function.
• Strategic thinker and planner.
• Ability to interact, collaborate, and clearly communicate both orally and in written form with all levels of the organization.
• Proven skills at developing strong relationships with subordinates, peers, and executive-level stakeholders.

  

Job Location(s): Ability to work fully onsite at posted location(s).

 

Tacoma, WA; Portland, OR; Irvine, CA; Lake Oswego, OR

 

Our Benefits:

 

We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $175,000 - $250,000, and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process.

 

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

 

Our Commitment to Diversity:

 

Umpqua Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: [email protected].

 

To Staffing and Recruiting Agencies:

 

Our posted job opportunities are only intended for individuals seeking employment at Umpqua Bank. Umpqua Bank does not accept unsolicited resumes or applications from agencies and Umpqua Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Umpqua Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.