Underwriting Trainee

Underwriting / Product Management Los Angeles, California

  • Job Category:

    Underwriting / Product Management

  • Location:

    Los Angeles, California

  • Job Type:

    Full Time

  • Group:

    Surety Group

  • Number of Openings:



Position at Tokio Marine HCC

Tokio Marine HCC – Surety Group

Financial Analyst/Underwriting Trainee


Are you able to understand how financial statements tell a story about a company?

Do your writing skills show your ability to present information in an analytical manner?

Are you looking for an opportunity with steady, long-term growth potential?


If you answered “yes!” to those questions, Tokio Marine HCC - Surety Group has an exciting Financial Analyst/Underwriting Trainee opportunity that can launch your career in a new direction.  We are looking for individuals who will analyze financial information, learn the foundations of surety underwriting, and become future leaders of the company.  


While we will teach you technical terms, processes, and responsibilities on the job, we’re looking for your strengths to help build the success of our company.  We’re seeking candidates with characteristics like eagerness and curiosity to learn, proactive initiative to find information, thinking beyond what is presented, finding solutions to problems, good judgement and decision-making, excellent writing skills, confident presentation skills, a customer service mindset, and excellent organizational skills


Position Overview


The Surety Group Underwriting Trainee program starts in July 2022 in Los Angeles, CA.  During the first year, the program includes in-depth knowledge and hands-on experience in Underwriting, Claims, IT and Finance. Trainees progress during the second and subsequent years into Surety Underwriter positions at a branch location with greater underwriting and leadership responsibility.



Timeline and Performance Objectives


  • During the first 6 months: Understand surety operations. Work with Underwriting, Claims, Finance and IT departments on various projects.  Review underwriting submissions.  Ask a lot of questions to understand the process.
  • During the first year: Review and analyze risks.  Show critical thinking.  Find creative and analytical solutions to write business for clients for any branch office.  Work toward the AFSB designation. 
  • Beyond the first year:  Relocate to a branch office.  Assess the risk of default on a variety of contract and commercial surety bonds, with increasing underwriting authority over timeExpand business opportunities through productive outreach and market development. Complete your AFSB designation.



Education and Experience


  • We prefer a bachelor’s degree in Accounting, Business Administration, Economics, Finance, or Risk Management, or the equivalent education and/or experience.
  • The role is an entry-level underwriting position.  Internship(s) or experience in business or a related area is preferred.  
  • Willingness to relocate to any TMHCC Surety branch office, including among the following states: Arizona, California, Colorado, Connecticut, Florida, Maryland, Massachusetts, Mississippi, New Hampshire, New York, Ohio, Pennsylvania, Texas.


Please apply with a cover letter including salary range expectations.   


The Tokio Marine HCC Group of Companies offers a competitive salary and employee benefit package.  We are a successful, dynamic organization experiencing rapid growth and are seeking energetic and confident individuals to join our team of professionals.  The Tokio Marine HCC Group of Companies is an equal opportunity employer.  Please visit www.tmhcc.com for more information about our companies.