Reverse Mortgage Loan Officer

Loan Officer Sacramento, California


Reverse Mortgage Loan Officer

Who we are:

Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders.  When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best.  In 2021 we were proud to play a part in making the dream of homeownership a reality for over 26,000 people. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.

We invite you to take a Peak Inside and envision your bright future with the Summit Funding team!  Once a month we host a Peak Inside presentation with no strings attached.  It’s an opportunity for you to experience a deeper dive into what Summit Funding has to offer you as an originator.  Take a minute to listen to Todd Scrima giving an overview and extending the invitation:

Peak Inside - Summit Funding, Inc. (

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What our Loan Officers are responsible for:

  • Fostering a culture of collaboration, trust, support, and best-in-class service
  • Serving as subject matter expert on the mortgage process and product knowledge.
  • Analyzing local mortgage needs and remaining up to date on local real estate market trends, forecasts, account analyses, and the competitive landscape.
  • Possessing a working knowledge of HECM Home Loans
  • Developing long-term relationships with realtors, homebuilders and other self-generated purchase-focused referral sources through daily, weekly and monthly touches. 
  • Originating and closing Reverse/HECM Loans

Qualifications needed:
Minimum of 2 years of current Reverse Mortgage origination experience
Stable work history
Closing at least two (2) HECM (Home Equity Conventional Mortgage) Loans a month on average during the last 12 months 
Must be currently licensed with NMLS (multiple state licenses a plus)
Must have established referral resources for sourcing your own leads
Excellent customer service and relationship building skills with both internal and external resources as you will be provided with branch referred leads
Experience working with Reverse Vision is preferred.

We have successfully been in business since 1995 and our talented staff is the reason we are a top 35 Mortgage Lender!  

Growth Minded:
Our average Loan Officer doubles their income in their first 2 years and our average coached Loan Officer makes 6 figure incomes!

Corporate Support:
It is our job to make sure you succeed. You will have direct access to highly skilled trainers, a cutting-edge marketing team, top of the line technology and recruiting support, in-house processing, superior underwriting and closing teams along with additional knowledgeable support staff to help you grow your business.

You will have access to all the main leaders of our company, including the CEO, Todd Scrima.  

All Loan Officer's have the option of being coached and those that choose this are coached by other top producers within Summit. 

In Addition:

  • 97.33% of our loans close on time
  • 98.54% of our loans close smoothly
  • 97.8% of loans submitted are approved

At Summit we truly believe the BEST IS YET to COME! We encourage a family-like culture, a positive attitude, and lots of energy! We don’t want you to make a lateral career move. So we’ve created a thorough hiring process that ensures everyone benefits from this move. This will change your career and your life. 


Benefits and Perks:

  • We offer a competitive compensation structure
  • Professional and financial growth through building teams
  • Coaching and mentoring
  • Full benefits including 401K with match
  • Top Producers are annually invited to Leaders Club (an all-inclusive 5-star vacation)

Summit Funding, Inc. (NMLS #3199) is a privately owned, full-service, national mortgage lender offering expertise in every area of residential mortgage lending; including purchases, refinancing and construction lending. Since our inception in 1995 we have built a strong reputation as an outstanding mortgage firm that serves the lending needs of real estate professionals, builders and individual home buyers throughout the Country. We pride ourselves on our positive culture at Summit Funding, and we know that our diligence in hiring only the best candidates is largely responsible for this culture. Summit Funding has approximately 65+ Branch and Satellite Offices, originating in 48 States and a workforce of over 1,000 Team Members. Compensation for this position will depend on experience. Summit Funding offers a complete compensation package that for most positions includes Medical/Dental/Vision insurance, 401K, Paid Time Off, Flex Spending, Etc. Please do not contact our office for additional information and please do not apply unless you meet ALL the minimum qualifications above. Summit Funding is an Equal Employment Opportunity Employer.