Mortgage Loan Apprentice - Loan Officer in Training

Loan Officer Any Location, USA


Mortgage Loan Officer Trainee - Mortgage Loan Apprentice.

Interested in starting your career as a Mortgage Loan Originator?  Check out our career page first at Summit Funding, Inc. Careers ( to see if this position is open and available in your area.  Some positions may require working full time in the office, some may be offered as hybrid roles but all will require reporting into the branch on a regular basis.

Don’t see anything currently open that matches your experience and requirements where you live?  Apply to this role to have your resume added to our database of potential future Mortgage Loan Officer Trainee - Mortgage Loan Apprentice candidates.   We also encourage you to sign up for job alerts at Summit Funding, Inc. Careers ( so you can receive notifications when new opportunities for this role are posted.

Who we are:

Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders.  When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best.  In 2021 we were proud to play a part in making the dream of homeownership a reality for over 26,000 people. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.

And speaking of culture, click here to view a video featuring Todd Scrima, our founder and CEO, where he discusses this very topic:

Our Summit Culture - YouTube

If above link is not clickable, try copying and pasting into your web browser:

The Mortgage Loan Apprentice (MLA) is a training position that teaches individuals with no mortgage experience how to become a Loan Officer and build a long-term and lucrative career in the mortgage business.  A successful Loan Officer can earn $100,000, $250,000, $500,000 or even a $1 million or more per year!  Summit Funding is a top 35 mortgage Lender in the US, we have been in business for 25 years and have nationwide presence.  Our goal is to help people enter and grow in the loan business, helping them become more successful than they ever dreamed possible; while creating loyal and dedicated team members for our firm for many years to come. 


We have limited positions available; it’s very difficult to qualify for this program so please don’t apply unless you know you have the grit, determination and motivation to succeed in a very tough industry.  However, if we choose you, we have no doubt that you have the potential to close 10 loans or more a month and be hugely successful in this industry.  This position starts with a salary and partial commissions for the first 12 months before converting to a minimum wage plus competitive commission position.  If we choose you for this program, we are investing several thousand dollars’ worth of time, training and resources in you with the expectation you will become a very successful Loan Officer.


As a Mortgage Loan Apprentice you will be exposed to and trained on all branch positions, so you will have a thorough understanding of mortgage operations. You will be coached and mentored on sales techniques by a successful Summit Loan Officer and Branch Manager. The Apprenticeship role is designed to last 12 months, concluding with originating 20 or more loans, before becoming a full or junior Loan Officer.

Learn more about what Summit Funding has to offer to our Loan Officers:
Summit Funding (


We will teach you how to:

  • Originate and structure conventional and government residential home loans.  You will learn all the product knowledge you will need to know to be a successful home loan “expert”.
  • Cold call new referral sources daily, set face-to-face appointment and perform sales presentations
  • Coordinate and facilitate meetings with potential borrowers and referral sources every week.
  • Utilize our CRM system and Lead Tracker to manage your database, document your activity and implement marketing campaigns
  • Attend Lunch and Learns, happy hour and open house events to gain referrals


What we need from you:


  • The ability to be properly NMLS licensed within your first 90 days which entails taking a 20 hour online course and passing the NMLS test.
  • Ability to train virtually or in-person in our Sacramento Corporate Office for your initial 2 weeks and then 1 week a month for your first 6 months of employment for hands on training!
  • Ability to report into the office on a regular basis.  
  • You must have the ability to cold-call new contacts.  
  • 5 years recent outside sales experience or bachelors degree and 1 year recent outside sales experience preferred
  • Must be self-motivated, dependable, completely coachable and have a “Can Do” Attitude
  • Demonstrate outstanding customer service skills, prioritization, multitasking, and diplomacy skills.

Work Environment: 

  • Regularly out of the office meeting with referral partners and clients.
  • Regularly in a standard office environment.
  • Fun and inspiring atmosphere!


 Starting pay ranges between $14.42/hr to $19.23/hr DOE plus commissions.  

Summit Funding, Inc. (NMLS #3199) is a privately owned, full-service, national mortgage lender offering expertise in every area of residential mortgage lending; including purchases, refinancing and construction lending. Since our inception in 1995 we have built a strong reputation as an outstanding mortgage firm that serves the lending needs of real estate professionals, builders and individual home buyers throughout the Country. We pride ourselves on our positive culture at Summit Funding, and we know that our diligence in hiring only the best candidates is largely responsible for this culture. Summit Funding has approximately 65+ Branch and Satellite Offices, originating in 48 States and a workforce of over 1,000 Team Members. Compensation for this position will depend on experience. Summit Funding offers a complete compensation package that for most positions includes Medical/Dental/Vision insurance, 401K, Paid Time Off, Flex Spending, Etc. Please do not contact our office for additional information and please do not apply unless you meet ALL the minimum qualifications above. Summit Funding is an Equal Employment Opportunity Employer.