Junior Underwriter - Underwriting Support - Signing Bonus!

Underwriting Sacramento, California


Description

Junior Underwriter - Underwriting Support Staff

Local and non local candidates experienced with working remote are encouraged to apply!   Candidates located in the Pacific Standard Time zone preferred.

Starting pay ranges between $18-$36/hr DOE and location plus potential bonuses of $500 to $4,000 per month

Who we are:
Summit Funding is a privately owned mid-sized mortgage company that has been in business for more than 20 years. We are not the biggest, but we strive to be the best.   We are proud to assist in making the dream of home ownership a reality and pride ourselves on the ability to build strong relationships both internally and externally.

Want to hear more?  Click here to view a video by our CEO, Todd Scrima about this opportunity:
Summit Stability

If the above link is not clickable, try copying and pasting into the address bar of your web browser:

https://youtu.be/rMeQHhrfa38


What we have available:

An exciting opportunity in our Underwriting Department for an Underwriting Support Staff role.

The Underwriting Support Staff position is responsible for providing support to the Underwriting Staff. The primary focus of this position is to complete all necessary required tasks from the time of loan approval up through the file funding and recording. This position will be a liaison for the Underwriting process between the Branch personnel and the Underwriters. Tasks include receiving new loan submissions, set-up, stacking and preparing for the Underwriting process, conducting Pre-Audits, ordering appraisal reviews, reviewing conditions within your authority level (dependent on level of experience) PTD and at Funding and any other tasks as deemed necessary by the Team Lead and/or Underwriting Manager.

Want to hear more?  Click here to view a video by our CEO, Todd Scrima about this opportunity:
Becoming an Underwriter

If the above link is not clickable, try copying and pasting into the address bar of your web browser: 
https://www.youtube.com/watch?v=fq9Lof_lH6c

Why come to Summit?

  • Small Pod Structure! You will be part of a small team providing support to your specific branches.
  • Relationship based! Because of the Pod structure you don’t work with everyone all the time, you get to know and work with the same branches, Loan Officers, Processors, Underwriters and Closers. 
  • Continue to grow your skill set and career!  We offer opportunities for advancement in every role.
  • Stability! Because Summit Funding is a privately owned, purchase focused mortgage lender we have maintained stable, conservative and consistent growth year over year.  We don’t do mass hiring and then mass reduction in our workforce when the rates fluctuate. 


What you will be doing:

  • Conduct Pre-Audit reviews on fully underwritten files as directed by the Team Lead and/or Underwriting Manager.
  • Order Appraisal reviews on files per Underwriters requests or as directed by the Team Lead and/or Underwriting Manager.
  • Review PTD conditions as directed by the Team Lead and/or Underwriting Manager.
  • Review Funding conditions as directed by the Team Lead and/or Underwriting Manager.
  • Conduct loan set up, file stacking, logging and other responsibilities as directed by thTeam Lead and/or Underwriting Manager.

 

What we need from you:

  • Must be familiar with general Mortgage Industry guidelines and practices.
  • 1+ year of Jr. Underwriting/Underwriting Support experience or 2+ years of Loan Processing experience required
  • Underwriting condition sign off authority on non UTR conditions a must!
  • Must understand and comprehends the Mortgage Loan process
  • Must have solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
  • Must have two to four years related experience or equivalent. 
    • Must have thorough working knowledge of real estate documentation, policies, compliance, and procedures.
    • Must have a high level of proficiency with mortgage loan processing and underwriting systems.
    • Must have commitment to excellence and high standards.
    • Must have excellent written and oral communication skills.
    • Must be able to manage priorities and workflow.
    • Must be versatile, flexible and willing to work within constantly changing priorities with enthusiasm.
    • Must have an acute attention to detail.
    • Must have proven ability to handle multiple projects and meet deadlines.
    • Must have good judgment with the ability to make timely and sound decisions.
    • Must demonstrate ability to calculate figures and amounts such as basic income, assets and LTV’s.
    • Must be able to effectively present information and respond to questions.
    • Must be able to build and sustain relationships with staff and branch personnel.

What we offer you:

  • Opportunity to further your career in a competitive, fast paced growing industry where you can make a difference in people’s lives
  • Opportunity to earn a competitive compensation
  • Full benefits including medical, dental, vision, 401K plus match, 10 paid holidays and paid time off
  • Fun team atmosphere, professional development and more!
  • Stability! Because Summit Funding is a privately owned, purchase focused mortgage lender we have maintained stable, conservative and consistent growth year over year. 

Summit Funding, Inc. (NMLS #3199) is a full service mortgage lender offering expertise in every area of residential mortgage lending; including purchases, refinancing and construction lending. We have built a strong reputation as an outstanding mortgage firm that serves the lending needs of real estate professionals, builders and individual home buyers throughout the Country. We pride ourselves on our positive culture at Summit Funding, and we know that our diligence in hiring only the best candidates is largely responsible for this culture. Summit Funding has approximately 85 Branch and Satellite Offices in 20+ States and a workforce of over 1,000 Team Members. Compensation for this position will depend on experience. Summit Funding offers a complete compensation package including Medical/Dental/Vision insurance, 401K, Paid Time Off, Flex Spending, Etc. Please do not contact our office for additional information and please do not apply unless you meet ALL the minimum qualifications above. Summit Funding is an Equal Employment Opportunity Employer.