Software Engineer, Lending
Who we are
SoFi is a digital personal finance company whose mission is to help its members achieve financial independence to realize their ambitions, whether that be to buy a house one day, start a family on their own terms or be debt free. We aim to be at the center of our members’ financial lives, and to help every member Get Their Money Right®. By joining SoFi, you’ll become part of a forward-thinking company that is transforming financial services by embracing technology to build innovative loan products, investment tools, and more. One of the fastest growing fintech companies, we’ve grown from 250 employees in 2015 to over 1,500 employees today, and are well on our way to reaching 1 million members. With offices across the US, we offer the excitement of a rapidly growing startup with the stability of a seasoned management team and some of the best talent around. As an employer, we strive to hire employees who are committed to both our company’s mission and our desire to build the best culture in the world. If you are driven, passionate about what you do, and excited about the SoFi mission, we would love to hear from you.
We are looking for eager software engineers excited to dive into one of the largest opportunities at SoFi and help drive the next generation of lending products. SoFi is trying to push the boundaries of lending and provide next-level products for our members, and we are seeking anyone with big ideas and a drive to help our customers secure financial stability.
On our team, you will be in the middle of it all – implementing new functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. You will be involved in the entire product lifecycle, from ideation through building, testing, deploying, monitoring and supporting mission critical systems. You’ll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way.
A successful home loans platform is instrumental in the future and success of the company, and you have the opportunity to help shape and guide that future and exponentially grow the customer base of this product.
What you’ll do:
We’re looking for back-end or full-stack engineers who are comfortable:
Delivering resilient and scalable code
Owning and ideating on technical solutions for product requirements and user stories with minimal supervision
Participating in code and design reviews
Generating ideas for new initiatives and technologies
Becoming domain experts on aspects of the Home Loans business
Communicating engineering concepts and efforts with outside stakeholders in product marketing, operations, business, legal, and compliance
Working in a fast-moving, highly-collaborative environment across multiple offices
What you’ll need:
Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience
2+ years programming experience, ideally on a modern stack. Internships and relevant school experience will be considered.
Our core stack is React / Java / Spring / PostgreSQL, but you don't have to be an expert in any of these. Familiarity with any OOP language and an understanding of relational databases is a great start.
Willingness to roll up your sleeves, collaborate with others and get stuff done
Strong sense of responsibility; driving a project from inception to completion
Affinity for solving problems and diving deep into the details
Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
Nice to have:
Familiarity or interest in online lending or loan origination process
Experience with microservice architecture
Why you’ll love working here
Competitive salary packages and bonuses
Comprehensive medical, dental, vision and life insurance benefits
Generous vacation and holidays
Paid parental leave for eligible employees
401(k) and education on retirement planning
Tuition reimbursement on approved programs
Monthly contribution up to $200 to help you pay off your student loans
Great health & well-being benefits including: telehealth parental support, subsidized gym program
Employer paid lunch program (except for remote employees)
Fully stocked kitchen (snacks and drinks)
SoFi does not seek salary history information from job applicants.
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.