Analyst, Capital Markets

Capital Markets Cottonwood Heights, Utah


Who We Are

SoFi is a digital personal finance company whose mission is to help its members achieve financial independence to realize their ambitions, whether that be to buy a house one day, start a family on their own terms or be debt free. We aim to be at the center of our members’ financial lives, and to help every member Get Their Money Right®. By joining SoFi, you’ll become part of a forward-thinking company that is transforming financial services by embracing technology to build innovative loan products, investment tools, and more. One of the fastest growing fintech companies, we’ve grown from 250 employees in 2015 to over 1,500 employees today, and are well on our way to reaching 1 million members. With offices across the US, we offer the excitement of a rapidly growing startup with the stability of a seasoned management team and some of the best talent around. As an employer, we strive to hire employees who are committed to both our company’s mission and our desire to build the best culture in the world. If you are driven, passionate about what you do, and excited about the SoFi mission, we would love to hear from you.

The Role

SoFi is seeking an Analyst, who will be responsible for whole loan sale and securitization reporting activities.  This role will report to the Director, Capital Markets Operations. As an Analyst, you will be the first person contacted by our loan sale partners and securitization trustees.  On a monthly basis, you will be responsible for reporting to our whole loan partners, including servicing reports, remittance files, data reconciliations, audits and any other requested analytical reports.  Between reporting cycles, this candidate will be responsible for project managing the efforts to convert reporting into a more automated and efficient process, working with both internal and external stakeholders, investors, and third-party vendors.

The role requires a self-motivated individual who can run multiple initiatives with sensitivity to deadlines. You will work closely with your manager to design best in class processes and activity workflow, develop management reporting, maintain accurate and up to date policies and procedures, and work closely with our engineers and external partners to automate and streamline processes. 

What You'll Do:

  • Work with external vendors and internal servicing staff to complete monthly reporting for over 50 unique ABS transactions, including the preparation of Servicer and Trustee Reports

  • Respond to all inquiries from investors on a timely basis

  • Handling all invoicing from parties to securitization transactions, including rating agencies, auditors, and data rooms, and allocating correctly into the deal waterfall

  • Work with Servicing, Accounting, Tax & Audit, Engineering, and other internal parties to complete data quality checks

  • Project manage third party integrations, process improvements, technology implementations and audit controls

  • Ensure all reports, remittances, and reconciliations are completed on time and in accordance with policies

What You'll Need:

  • Bachelor’s Degree - Business, Accounting or Finance preferred but not required

  • 2+ years of experience, including experience in investor reporting and/or servicing

  • Ability to read and interpret securitization documents and warehouse financing agreements

  • Familiarity with securitization finance deal processes, including rating agency deliverables, SEC filings, and collateral analysis

  • Direct experience working with third party data agents such as PeerIQ, DV01, Intex, and Bloomberg

  • Excellent analytical and problem-solving skills

  • Strong computer skills, including excel.  SQL/VBA/Python and other languages that can be used for automation are all a plus

  • Ability to work with engineers and product managers to communicate business operational needs and help to build out infrastructure

Why You'll Love Working Here:

  • Competitive salary packages and bonuses

  • Comprehensive medical, dental, vision and life insurance benefits

  • Generous vacation and holidays

  • Paid parental leave for eligible employees

  • 401(k) and education on retirement planning

  • Tuition reimbursement on approved programs

  • Monthly contribution up to $200 to help you pay off your student loans

  • Great health & well-being benefits including: telehealth parental support, subsidized gym program

  • Employer paid lunch program (except for remote employees)

  • Fully stocked kitchen (snacks and drinks)

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law