Mortgage Loan Officer

Mortgage Greenville, South Carolina


Description

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South Carolina Federal Credit Union is currently seeking a Mortgage Loan Officer to join our team of outstanding Mortgage professionals in Greenville, SC.

 

Duties include but are not limited to:

 

  • Provide required information, register and renew NMLS registration as required by the SAFE Act. (Activities related to mortgage loan applications are not permitted until the registration process is complete.)  
  • Generate first and second mortgage loan volume through outside business contacts as well as internal member inquiries; Ensure timely communication and guidance throughout the mortgage process.
  • Counsel and inform members of mortgage products that truly fit their financial needs and build long-term relationships.
  • Identifies issues which may significantly impact member’s ability to close loan and prepares member with alternative action plan.
  • Demonstrate sound judgment and discretion in approvals, counter offers and denials.
  • Accountable for providing preliminary disclosures in accordance with regulations.
  • Execute mortgage marketing plan assignments.
  • Responsible for working with internal business partners as requested on external business development.
  • Communicate mortgage service expectations and support of the centralized referral process with Financial Centers.
  • Analyze member’s needs and cross-sell other credit union products & services.
  • Responsible for participating in realtor groups and other community related activities.
  • Attend seminars and community events to keep informed on trends and developments and make recommendations for improvements and enhancements.
  • All other duties and responsibilities as assigned.

 

Minimum qualifications include:

 

  • Possess a high school diploma or equivalent (GED).
  • Possess a minimum of three years of mortgage lending experience within a credit union, bank or mortgage brokerage.
  • Possess a minimum of two years of sales experience with a proven background of meeting and exceeding sales goals.
  • Possess demonstrated ability to analyze situations and make solid decisions with exceptional judgment.
  • Possess excellent verbal and written communication skills in order to communicate effectively with members and employees in person and by telephone/email.
  • Possess interpersonal skills and the ability to work well with others.
  • Possess time management and organizational skills.
  • Possess demonstrated initiative taking action without being prompted.
  • Possess proficiency in Windows based programs to include Microsoft Office products.
  • Possess intermediate mathematical skills performing calculations involving adding, subtracting, multiplying, and dividing.

 

NOTE: Relevant military experience is considered for veterans and transitioning service members.

 

South Carolina Federal Credit Union is an Equal Employment Opportunity Employer