Senior Product Development Associate

Underwriting / Product Management West Des Moines, Iowa United States


ProAg is seeking a Product Development Associate focusing on ProAg’s private products by assisting with developing insurance products, data analysis and updating existing products. Using your analytical skills and creativity, you'll play a key role in working cross-functionally to support the business’s strategic goals around developing and delivering new and existing products. You are passionate about helping  to bring new and different product solutions to brokers, farmers, and ranchers. 

Performance Objectives:

Oversee, revise, and update the organization's existing products, including policy forms, standard endorsements, program packets, applications, and other form templates.

Review private product marketing material to ensure that product/coverage descriptions are stated correctly and revise any material that is not.

Consult with various departments within the organization to identify and build insurance product policy language.

Research and analyze complex insurance policy provisions based on state department of insurance requirements that apply to products and policy forms.

Responsible for understanding and interpreting National Crop Insurance Service (NCIS) changes. This includes identifying application changes, business changes and policy language changes which will affect business processes and customer workflows.

Assist with comparing competitors' products with the company’s products and summarize positive and negative gaps creating and using a checklist.

Collaborate with various departments within the organization to address and develop strategies to resolve complex policy-related issues.

Develop training materials and presentation content for new and existing products.

Provide quality control in the process of preparing policy forms, provisions and rates to be finalized for state filings.

Provide support to the Product Development Supervisor and Manager and other team members with data analysis and product development as needed.

Other relevant duties as assigned.


The ideal candidate for the Product Development Associate position will have demonstrated success in the primary areas of focus and responsibility.

  • Experience – Ideally, the successful candidate will have:
    • Up to 5 years of relevant experience in the insurance industry and product development or related experience
    • Experience in crop insurance 
    • Agricultural experience including a farming / livestock background is preferred
  • Competencies
    • Communicate both horizontally and vertically throughout the organization to leverage internal resources as needed.
    • Enjoy creative solutions and pushing the boundaries while being analytical and data driven in all decisions.
  • Educational requirements. 
    • The ideal candidate will have a bachelor’s degree in a related fieldor the equivalent education and/or experience.
    • Proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word).

ProAg is an industry-leading crop insurance provider serving the American farmer through a network of independent agents. A member of the Tokio Marine HCC group, ProAg delivers crop insurance that provides a level of security to farmers and ranchers, who operate at the mercy of weather and markets. We’re known for our quick response and fast, accurate claims settlement. We understand how important this is because many of us are farmers and ranchers ourselves. We’re good at what we do because ProAg has the smartest, most experienced and most innovative people in our industry. 

The Tokio Marine HCC Group of Companies offers a competitive salary and employee benefit package. We are a successful, dynamic organization experiencing rapid growth and are seeking energetic and confident individuals to join our team of professionals. The Tokio Marine HCC Group of Companies is an equal-opportunity employer. Please visit for more information about our companies.