Underwriter

Operations Irvine, California


Description

ABOUT LOANPAL

We are the world-positive lender. Our mission is to connect billions of dollars of capital to millions of homeowners that want to convert their outdated houses into modern, smart, energy-efficient homes. By unlocking access to numerous products that help people achieve a more sustainable lifestyle, we are revolutionizing the $350 billion+ home improvement industry. As such, we have become the financial ecosystem for mission-driven businesses who need fast and frictionless lending to empower their customers, and we help consumers save money with our modern lending technology.

As part of our world-positive initiative, we are also the official sponsor of GivePower – a foundation that uses solar energy and storage technologies to deliver the most essential community services to regions of the world that need it most.

If you have an unstoppable desire to make a meaningful impact on our planet and help mission-driven businesses and consumers achieve a more sustainable future, join us.

Learn more about our perks and culture! 

  • Competitive pay
  • Comprehensive benefits package


The Position

The Underwriter is responsible for analyzing and evaluating consumer home loan applications and the supporting documentation to assess borrower's credit worthiness and minimize risk or loss to the company. 

Responsibilities

  • Review and evaluate borrower profile including all income documentation, tax returns, credit reports, preliminary report, judgments, bankruptcy documents and appraisals. 
  • Analyze and calculate Income Documentation such as personal and business income statements; ensure all necessary documentation is requested to support final loan decisions.
  • Exercise good judgment, conduct reasonableness tests and issue quality decisions
  • Determine accuracy and completeness of files; ensure consistent processes
  • Demonstrate proficiency in automated underwriting systems
  • Maintain established service level standard of decisions within a 48-hour timeframe
  • Communicate regularly with sales team, processing department and management

Learn more about our perks and culture: 

  • Competitive pay
  • Comprehensive benefits package 
  • Premier training programs.  We invest in your professional development.
Additional Information Regarding Job Duties and Job Descriptions:

Job duties include additional responsibilities as assigned by one's supervisor or other managers related to the position/department. This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. The Company reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. The Company shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.

If you are an extraordinary professional who thrives in a collaborative work culture and values a rewarding career, then we want to work with you!  Apply today!
















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