Our ACES Program Changes Lives

Our ACES (Accelerated Career in Effective Sales) Program changes lives—and sets candidates on a path for a successful career in th efast-paced and exciting world of financial services. In just 10 weeks, you can transform your future and your earnings potential by honing the skills necessary to become a Licensed Lending Officer. Our unique curriculum will empower you with the knowledge, technology and support that you need to be able to help our customers achieve their financial dreams.

How the ACES Program Works

Widely regarded as one of the best finance services training programs in the country, our all-expense-paid program enables entry-level candidates and individuals transitioning from other industries and business sectors to learn the mortgage industry from the ground up via our proprietary curriculum, taught by our renowned team of sales experts. Once your course work is completed, you’ll have the skills you need to reach your full potential—not only from a compensation standpoint, but from a personal fulfillment standpoint—enabling you to help customers work with a brand that they know, trust and want to do business with.

We select the best and brightest individuals to participate in our ACES program—people who are deeply motivated to go the distance for our customers. To date, our sales training team has helped launch the futures of hundreds of successful ACES graduates.

Join our ACES program!

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The ACES Training Plan


loanDepot stands for career growth. Our ACES program is a prime example of just that.

Aces career growth chart


  • ACES stands for Accelerated Career in Effective Sales

  • Yes, all ACES hires are compensated with an hourly rate in addition to a competitive bonus plan.

  • You bet! All employees at loanDepot that work over 30 hours per week receive health, dental, vision, 401K & many more amazing employment benefits. Check out our benefits site: www.loandepotlivewell.com.

  • The great part about the loanDepot ACES program is we have created a training machine to hire the best & brightest sales talent from all industries. Whether it be from hospitality, financial services, auto, insurance, door to door sales — you name it and there is someone in our company that has gone through our ACES program with success. We focus our hiring on attitude & ability!

  • Yes. Federal regulation requires all Loan Originators to be licensed in every state where you conduct business. We will guide you through this process.

  • You must be able to pass a federal background check and credit report check which we will confirm during the hiring process. In addition, you must be able to pass the SAFE exam at a score of 75% or higher.

  • Our Licensed Lending Officers are very busy! We do ask that anyone accepted into the ACES program be prepared to working approximately 45-50 hours per week to help support our wonderful customers. In addition, you may be required to work up to one Saturday per month.

  • All of marketing leads funnel first through our highly valued Customer Lending division. Our Customer Lending Representatives will go through a list of pre-qualifying questions and once the borrower confirms interest, the call will be transferred to you as their dedicated Loan Officer.

  • No. The direct lending model was strategically created to support and assist our borrowers through our internal marketing campaigns. However, if you do have outside business through friends, family & realtors — we happily welcome that business as well.

  • After ACES training, the fun continues & you are now officially ready to start your long-term career within the mortgage industry taking care of our customers. You will graduate to a team of approx. 15 Loan Officers reporting to a Sales Manager.

    Fun fact: 90%+ of our Sales Management staff were Loan Officer's at loanDepot at one point in their career.

  • Attitude, commitment, and perseverance are some of the main attributes that contribute to success within loanDepot’s ACES program. Every ACES candidate receives the same opportunity to become successful. It’s just up to you as a new Employee to seize it!

  • Due to COVID, all of loanDepot’s staff will remain remote through at least the end of 2020. Additionally, it is preferred that you live within 60 miles of one of our 6 branches for licensing purposes and utilization.


  • “My greatest achievement comes from the phone calls that I take every day. If you’re able to restructure a mortgage loan for someone, and are able to help them save their house, that’s what gives me the most reward.” Whitney M. | Licensed Lending Officer
  • “ACES will get you the guidance that you need to build from the ground up. No matter where you come from, no matter what you do, you can have an incredible amount of success here.” Brian R. | Executive Licensed Lending Officer
  • “I came to loanDepot after two years of being a successful sales person in a different field. With no knowledge about the mortgage industry, ACES gave me all the tools I needed to be successful. It was the best decision I ever made.” Amy J. | Executive Licensed Lending Officer


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