Loan Consultant

Joint Venture Sales | Hybrid Remote, Reno, United States


Description

Position at Farm Bureau Mortgage

Position Summary:

Responsible for cultivating loan referrals through the Farm Bureau Membership (FBM) and Agents. Examines, evaluates, and documents customer applications for credit approval on real estate loans. The position requires the performance of all duties in accordance with the company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.

Responsibilities:

  • Communicates positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing.
  • Engages in managing the loan pipeline with all team members to meet company efficiency standards.
  • Meets with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property.
  • Collects all required documentation from borrowers and converts to paperless documents.
  • Prepares and submits loan submission sheet for set up.
  • Reads and understands rate sheets, product codes, loan level price adjustments in-order to calculate rates and fees.
  • Negotiates and confirms rates, fees, and lock terms with customer.
  • Locks loans in the system with agreed upon terms and manages locked pipeline through the funding.
  • Communicates regularly with borrowers to meet desired expectations.
  • Maintains minimum productivity goals.
  • Perform other related duties as assigned and required.

Requirements:

  • One (1) to (3) years of experience in the financial services industry.
  • NMLS loan originator license highly preferred.
  • Continuing education classes required by licensing authority.
  • Continuing training classes required by the company to meet CFPB requirements.
  • College degree preferred, but not required with proven mortgage experience.
  • Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position.

Why work for #teamloanDepot:

  • Aggressive earning potential and 401K with robust company match.           
  • Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive.
  • Work with other passionate, purposeful, and customer-centric people.
  • Extensive internal growth and professional development opportunities including tuition reimbursement.
  • Comprehensive benefits package including Medical/Dental/Vision.
  • Wellness program to support both mental and physical health.
  • Generous paid time off for both exempt and non-exempt positions.

We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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