Compliance Officer

Legal and Compliance | Remote, Remote


Description

Position at loanDepot

loanDepot, America's lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their lives. While there are many loan-touch career opportunities within loanDepot, we could not take care of our employees, nor our customers, without the amazing support of our corporate teams. From HR & Marketing to Finance & Compliance, #TeamloanDepot is always searching for the best talent out there. With over $100 billion in funded loans since inception, the evolution & enthusiasm is not slowing down anytime soon. Come join us!

loanDepot — We are America’s Lender.

Position Summary:

Responsible for serving as a resource for regulatory matters and compliance related initiatives in a consumer lending environment.

Responsibilities:   

  • Responsible for remediation/corrective action stemming from exam findings or internally identified regulatory findings for the consumer lending channel.
  • Interacts with senior management and/or state or federal regulators as required.
  • Interprets, analyzes, and implements state or federal regulations.
  • Reviews policies or procedures, training modules, marketing, etc. and performs compliance testing and monitoring (as appropriate) to determine compliance with state or federal laws or regulations.
  • Works with the business, compliance, and/or technology staff to advise on most efficient ways to enhance systems and procedures to meet minimum state or federal legal requirements while minimizing risk to the organization.
  • Recommends changes to existing programs based on evaluation of laws and regulations with a focus on compliance and integrity.
  • Performs legal research and analysis of data related to compliance practices, policies, and procedures.

Requirements:

  • (5) + years’ Compliance Experience -Home Equity(Heloc) and Personal Lending Experience Required
  • Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position.
  • Demonstrates working knowledge of various state or federal laws or regulations including (but not limited to): TILA, ECOA, Fair Housing Act, Fair Lending, State or Federal High Cost, RESPA, FCRA/FACTA, Privacy, UDAAP, SAFE, SCRA.
  • Bachelor’s Degree preferred 

Why work for #teamloanDepot:

  • Aggressive earning potential and 401K with robust company match           
  • Inclusive, diverse and collaborative culture where people from all backgrounds can thrive
  • Work with other passionate, purposeful and customer-centric people
  • Extensive internal growth and professional development opportunities including tuition reimbursement
  • Comprehensive benefits package including Medical/Dental/Vision
  • Wellness program to support both mental and physical health
  • Generous paid time off for both exempt and non-exempt positions

We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

PM17
#LI-JCL