Pre-Foreclosure Specialist

Servicing Default | Hybrid Remote, Irvine, California Plano, Texas


Position at loanDepot

loanDepot, America's lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their lives.  We take the responsibility of being the second largest non-bank lender seriously.  loanDepot’s long term commitment begins at origination continuing with long term support through our in house servicing teams. Our loanDepot servicing division puts our customers first, promotes teamwork & provides our employees with the fuel needed to succeed in their careers. Come join us!

loanDepot — We are America’s Lender.

Position Summary:

Responsible for the production of pre-foreclosure notices and foreclosure review packages. This includes managing the production of pre-foreclosure letters, certification of the accuracy and integrity of the documents required for referral, and packaging documents for foreclosure reviews and referrals. This position ensures the performance of all duties in accordance with the company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.


  • Handles pre-foreclosure portion of timelines taking into consideration FHA first legal due dates and overall foreclosure timelines for all loan types.
  • Prepares and or manages the production of Notices of Default (NOD, NOI, Breach Letters).
  • Reviews and certifies documents required for foreclosure referrals; prepares packages for foreclosure referrals.
  • Handles escalated issues with support from senior management.
  • Reviews title processes and collateral documents, and reviews collateral audit exceptions.
  • Tracks data and produces reports; communicates and provides reports to management regarding package exceptions.
  • Works with vendors to ensure SLA’s are being met.
  • Reviews, creates and/or maintains reports utilizing excel functionality such as v-lookups.
  • Performs other duties and projects as assigned.


  • High School Degree or equivalent, and a minimum of four (4) + years’ experience working in a similar field preferred.
  • Hybrid Opportunity - must be able and willing to sit onsite in either Plano, TX or Irvine, CA
  • Experience with creating and reviewing Notices of Default (NOI’s, NOD’s, Breach Letters) preferred.
  • Experience and working knowledge of MSP/Black Knight and MERS preferred.
  • Experience with Audit or review of Collateral Documents including AOM’s and Allonges is preferred.
  • Experience in the Mortgage industry with a concentration in default preferred.
  • Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position.
  • Effective organizational and time management skills.
  • Exceptional verbal, written and interpersonal communication skills.

Why work for #teamloanDepot:

  • Aggressive earning potential and 401K with robust company match           
  • Inclusive, diverse and collaborative culture where people from all backgrounds can thrive
  • Work with other passionate, purposeful and customer-centric people
  • Extensive internal growth and professional development opportunities including tuition reimbursement
  • Comprehensive benefits package including Medical/Dental/Vision
  • Wellness program to support both mental and physical health
  • Generous paid time off for both exempt and non-exempt positions

We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.