Mid Level Credit Bureau Reporting Analyst
Description
Company Overview:
Lean Tech is a rapidly expanding organization situated in Medellín, Colombia. We pride ourselves on possessing one of the most influential networks within software development and IT services for the entertainment, financial, and logistics sectors. Our corporate projections offer many opportunities for professionals to elevate their careers and experience substantial growth. Joining our team means engaging with expansive engineering teams across Latin America and the United States, contributing to cutting-edge developments in multiple industries.
Position Title: Mid Level Credit Bureau Reporting Analyst
Location: Remote (LATAM)
What you will be doing:
We are seeking an experienced Analyst to support and augment an existing nearshore team, enabling smooth transitions into upcoming projects while ensuring operational continuity and data integrity within credit reporting processes. The Analyst will monitor daily credit bureau reporting, proactively identify and resolve data discrepancies, and implement minor logic adjustments within data processing workflows.
The ideal candidate will have strong SQL skills and hands-on experience with batch data workflows, investigating and troubleshooting reporting issues, performing rigorous data validation against source systems, and ensuring compliance with regulatory requirements such as FCRA, as well as industry standards including Metro 2 format and bureau-specific file structures (Experian, Equifax, TransUnion).
This role requires a detail-oriented individual with a strong operations and monitoring mindset, capable of exercising independent judgment to resolve complex reporting errors in a risk- and compliance-focused environment. The Analyst will play a critical role in delivering accurate and timely credit data, supporting the organization’s commitment to regulatory compliance and data quality.
- Proactively monitor daily credit bureau reporting processes, identifying and escalating any deviations, anomalies, or system failures to ensure continuous operational integrity.
- Conduct thorough investigations and troubleshoot complex data discrepancies and exceptions within credit bureau reports, leveraging advanced SQL for record validation and issue diagnosis, alongside familiarity with batch processing tools.
- Execute comprehensive data validation against source systems and regulatory requirements, including the Fair Credit Reporting Act (FCRA), while ensuring strict adherence to Metro 2 format standards and compliance rules for major credit bureaus such as Experian, Equifax, and TransUnion.
- Implement minor logic adjustments within data processing workflows, utilizing a strong understanding of SQL and database structures, to effectively correct reporting errors and enhance data accuracy.
- Collaborate effectively with internal teams, including operations and compliance, to resolve complex reporting issues and ensure the timely and accurate submission of credit bureau data.
- Maintain precise and up-to-date documentation for all reporting processes, troubleshooting methodologies, and implement logic changes to facilitate knowledge transfer and operational continuity.
Requirements & Qualifications
To excel in this role, you should possess:
- 5 years of experience in financial services or consumer lending operations.
- Advanced proficiency in SQL for complex record validation, issue troubleshooting, and implementing minor logic adjustments within data processing workflows.
- Intermediate practical experience with ETL or batch data processing workflows, with familiarity in tools such as Informatica, Talend, or SSIS.
- Direct exposure to Metro 2 format and reporting standards, demonstrating practical working knowledge of compliance rules.
- Familiarity with the file structures and compliance rules of major credit bureaus, including Experian, Equifax, and TransUnion.
- Intermediate understanding of FCRA requirements and their critical application in ensuring accurate credit reporting.
- Proven ability to monitor daily credit bureau reporting processes, identify deviations, and troubleshoot data discrepancies effectively.
- Strong analytical and problem-solving capabilities, with the judgment to resolve reporting errors and ensure data accuracy.
- Detail-oriented approach, comfortable operating in a highly regulated and compliance-focused environment.
- Experience in performing data validation against source systems and regulatory requirements.
Nice to have:
- Experience collaborating with internal or cross-functional teams to resolve complex reporting issues.
- Demonstrated ability to maintain clear and comprehensive documentation for reporting processes, troubleshooting steps, and logic changes.
- A proactive mindset for identifying potential reporting anomalies and contributing to process improvements.
Soft Skills:
- Strong written and verbal English skills; able to document and present to technical and non-technical stakeholders.
- Analytical Problem-Solving & Judgment.
- Proactive & Independent Work Ethic.
- Excellent problem-solving and analytical skills.
- Demonstrates a willingness to learn and grow.
- Highly motivated to build upon existing work and set new benchmarks.
- Takes responsibility and drives projects forward with a strong sense of accountability.
Why you will love Lean Tech:
- Join a powerful tech workforce and help us change the world through technology.
- Professional development opportunities with international customers.
- Collaborative work environment.
- Career path and mentorship programs that will lead to new levels.
Join Lean Tech and contribute to shaping the data landscape within a dynamic and growing organization. Your skills will be honed, and your contributions will be vital to our continued success. Lean Tech is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.