Director, Capital Markets

Finance San Mateo, California Tempe, Arizona Salt Lake City, Utah Seattle, Washington Austin, Texas Los Angeles, California San Diego, California Dallas, Texas Chicago, Illinois


As a Capital Markets Director, you’ll impact the lives of everyday people and help them move from surviving to thriving with digital personal finance solutions. Behind our forward-thinking technology is a group of curious, innovative problem solvers creating next-level products backed by data and consumer-centric strategy. At Achieve, you’re encouraged to explore new technologies while working on exciting projects that directly impact our member’s success. 

Capital Markets works closely with key leaders in the business and is the team responsible for all aspects of capital markets, including sourcing, closing and managing funding relationships. This role will be critical to the future success of our organization by acting as the intermediary between a lending institution and Achieve.

What you’ll do: 

  • Execute consumer ABS/MBS deals, with a focus on developing the bond investor’s base and expanding and improving rating agencies coverage to optimize execution. Conceptualize and structure innovative securitization transactions.
  • Source, negotiate and execute warehouse facilities to optimize our cost of capital and maintain funding targets.
  • Help raise new equity capital for the advisory business funding vehicles by actively communicating performance and preparing materials for potential investors.
  • Lead and manage relationships with counter-parties including bank partners, investors, rating agencies and external counsel.
  • Develop a whole loan buyer pipeline, assist buyers through the due diligence process, negotiate docs and close buying commitments.
  • Contribute strategic analysis and insights on new opportunities outside of consumer ABS/MBS including new lending product ideas and potential M&A.
  • Collaborate internally with product, finance, credit and operations teams to provide a capital markets perspective into the FP&A and business strategy processes.
    Build and manage a team in a rapidly scaling company.
What you’ll bring:

  • 10+ years of experience in investment banking, debt markets and related analytical finance roles.
  • Strong understanding of financial debt instruments and ABS/MBS structured products.
  • Outstanding organizational skills and desire to work both independently and in a team setting.
  • Masters and/or CFA designation is helpful.
  • High level of proficiency with Microsoft Office suite (particularly Excel, PowerPoint) required
  • Excellent work ethic and willingness to contribute broadly to achieve team and company objectives
  • Strong verbal and written communication as well as technical and organizational skills
  • Strong analytical skills with attention to detail
  • Ability and willingness to travel every quarter
  • Knowledge of consumer lending products and fintech landscape
  • Experience with capital markets transactions, especially structured finance

 Achieve well-being with:


  • Hybrid and remote work opportunities
  • 401 (k) employer match
  • Medical, dental and vision with HSA and FSA
  • Competitive and flexible PTO, including dedicated volunteer days
  • Complete wellness support with access to Virgin Pulse, Ginger Health Coaching, and fitness discounts
  • Up to $5,250 paid back to you on eligible education expenses 
  • Pet insurance for your furry friends
  • Financial support in times of hardship with our Achieve Care Fund 
  • A safe place to connect with team members through our six employee resource groups 

Join Achieve, change the future
At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 2,700 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.

Meet Achieve
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and an empathetic touch. We put people first and treat them like humans, not account numbers.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.