Group Portfolio Manager

Branch Operations Columbus, Georgia Newnan, Georgia Atlanta, Georgia Birmingham, Alabama


Description

Summary:  
The Group Portfolio Manager (Group PM) leads and develops a team of Portfolio Managers in the support of revenue generation for Relationship Managers (RM), Market Presidents and Regional Presidents. The Group PM helps drive the profitability of FirstBank’s loan portfolios by applying an expert level of credit skill and knowledge when facilitating discussions between the Sales and Credit functions with respect to client credit quality and financial analysis. 
 
Essential Duties and Responsibilities:
  • Provide leadership for the PM team and support their role as an effective challenge in loan approval and grading.
  • Function as a subject matter expert and resource for the PM team, the RM team and Credit Officer, offering Credit Committee support on a regular basis.
  • Effectively use negotiation skills with a strong focus on the sales process, operating as a bridge between Sales and Credit.
  • Perform research to maintain current knowledge of industry trends and changes communicating information to PM and RM teams as appropriate; ensure the PM team remains compliant with both FirstBank and industry standards.
  • Develop and mentor the PM and RM teams to build credit expertise, sales knowledge and portfolio management skills.
  • Serve as an integral member of the Credit Quality Control Review team.  As such the GPM will review source documents that will include the date of source documentation used, DSCR, GDSCR, LTV, and sources of repayment.   The review will determine whether the appropriate level of credit approval authority was used, if Credit Policy exceptions were properly identified and mitigated, and if the appropriate ancillary forms (risk rating worksheet, etc.) were included with the credit approval document.
  • Continuously advance knowledge in an effort to aid in the evolution of FirstBank policies and best practices.
  • Set the standard of consistent, distinctive service to all clients when delivering the FirstBank service experience.
  • Practice safe and sound bank procedures, including adherence to applicable laws and regulations, internal controls, operational procedures, risk management policies, and security protocols
  • Regular and reliable attendance.
  • Cultivate an environment that supports diversity, teamwork, and performance. Provide leadership though communication, performance management, development, and recognition of staff.
  • Manage the team by hiring, coaching, training, and providing direction to team members through feedback to support personal development and ongoing improvement.
  • Perform other duties as assigned.
 
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
 
Education and/or Experience
  • Bachelor’s degree in finance or similar field preferred
  • Experience in banking portfolio management required; possess extensive knowledge of various loan structures and have the ability to apply this knowledge in the formulation of sound credit recommendations
  • 3+ years of management or similar leadership experience
 
Skills and Abilities
  • Strong verbal and written communications; one-on-one and in team environments 
  • Ability to identify strengths and weaknesses of individual requests and make recommendations to address and mitigate perceived risks 
  • Ability to allocate time effectively and independently to prioritize timelines 
  • Strong personal organizational and time management skills 
  • Ability to demonstrate the highest level of ethical behavior and confidentiality and maintain confidentiality with sensitive information

FirstBank does not accept unsolicited resumes from agencies and staffing firms. Recruitment agencies and consultants may not submit resumes directly to managers. FirstBank will not pay fees to any third-party agency or company that does not have a signed agreement as an approved vendor. FirstBank in an Equal Opportunity Employer, including disability.