Bilingual Jr. Loan Officer (On-Site)

Branch San Juan, PR


CrossCountry Mortgage (CCM) is one of the nation’s top 3 retail mortgage lenders with more than 7,000 employees operating nearly 600 branches across all 50 states. We have been recognized nine times on the Inc. 5000 list of America’s fastest-growing private businesses and have received countless awards for our standout culture. Through our dedication to getting it done, we make every mortgage feel like a win.    
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.    
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.    
Position Overview:     
The Bilingual Jr. Loan Originator is responsible for managing loan files from application through closing, pulls and analyzes credit applicant information, and reviews income & asset documents.  As a member of the sales team, the Jr. LO requests and obtains referrals from current and potential Company clients. The Junior LO also runs DU, stacks and submits files, requests and & clears conditions and communicates incredibly with both borrowers and Realtors. This is an on-site position in San Juan, PR.     
Job Responsibilities:    
  • Primary contact and liaison between clients, Branch Manager, Branch Sales Manager and/or assigned Loan Originator(s).
  • Take telephone applications and schedule appointments with the Loan Originators
  • Schedule realtor appointments for the assigned Loan Originators
  • Schedule on-site and phone appointments as assigned
  • Submit complete loan applications for each customer file with the Loan Originators
  • Track all requested documents in Encompass.
  • Review documentation received within 24 hours of receipt for discrepancies, omissions, verified income calculation, asset verification and Encompass updates based on verified information and immediately notify Loan Originators when any discrepancies are found on documentation.
  • Partner with Loan Originators in resolving problems in files and documents.
  • Ensure files are complete and set-up in accordance with Company policy and procedures.
  • Pull credit reports and properly prepare for review/assessment.
  • Efficiently meet deadlines while maintaining multiple assignments/projects.
  • Provide superior customer service both internally and externally.
Qualifications and Skills:    
  • Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish.
  • High School Diploma or equivalent
  • Minimum of 3 years’ experience required.
  • State and Federal NMLS License preferred.
  • Working knowledge of RESPA and general knowledge of all mortgage and consumer lending regulations and loan documents preferred.
  • Excellent communication skills.
  • Ability to effectively work in a team-oriented environment.
  • Encompass experience preferred.
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. 
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! 
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: 
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California consumers.   
CrossCountry Mortgage, LLC. (NMLS3029) is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression, or any other protected status in accordance with all applicable federal, state and local laws. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. Employment is contingent upon successful completion of a background investigation. CrossCountry Mortgage, LLC. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit