EVP, Regulatory Affairs Counsel
Description
CrossCountry Mortgage (CCM) is one of the nation’s top 3 retail mortgage lenders with more than 7,000 employees operating nearly 600 branches across all 50 states. We have been recognized nine times on the Inc. 5000 list of America’s fastest-growing private businesses and have received countless awards for our standout culture. Through our dedication to getting it done, we make every mortgage feel like a win.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The EVP, Regulatory Affairs Counsel is responsible for ensuring that company’s compliance management program comports with federal and state law. This role will provide leadership and direction by developing cross-departmental relationships to ensure that Company is adhering to applicable state and federal regulations.
Job Responsibilities:
- Provide compliance and legal advice as apart of Company’s strategic planning process, including the development of new products, programs, and technology for originations and servicing activities from development to implementation.
- Plan, develop, monitor, revise, and implement compliance initiatives in response to changes in the law; consults with various representatives, both internal and external, as necessary, to ensure compliance program effectiveness.
- Develop strong professional relationships with all executives, business leadership, and stakeholders to ensure consistent understanding of compliance and legal requirements.
- Provide expert legal guidance in response to regulatory examination findings, regulatory or consumer complaints, or inquiries from stakeholders or counterparties.
- Provide support and develop solutions related to regulatory findings identified through examination, testing, and monitoring, including root cause of issues and associated remediation.
- Evaluate and implement compliance technologies to make compliance with requirements to streamline processes and enhance efficiency. Provide compliance oversight for use of technology in originations including the Company’s LOS, point of sale system, and proprietary technology solutions.
- Draft policies and procedures to address federal and state regulatory requirements ensuring both accuracy and understandability across the organization.
- Ensure that all state and federal disclosures issued by the Company meet all regulatory requirements and that the Company is complying with all state and federal fee and fee change requirements.
- Lead and manage a team of compliance professionals, providing coaching, guidance, and support.
Qualifications and Skills:
- Juris Doctorate (JD) from an American Bar Association (ABA) accredited law school.
- Minimum of 6 years of experience in mortgage lending compliance, with at least 3 years in a senior leadership role.
- Knowledge of federal and state mortgage lending regulations, including but not limited to Dodd Frank Wallstreet Reform Act, QM/ATR, RESPA, TILA, ECOA, HMDA, UDAAP, and SAFE Act.
- Proven track record of designing and implementing effective compliance programs in the mortgage lending industry.
- Excellent analytical and problem-solving skills, with the ability to navigate complex regulatory requirements.
- Exceptional leadership and communication skills, with the ability to collaborate effectively with cross-functional teams.
- High level of integrity and ethical conduct.
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com/
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California consumers.
CrossCountry Mortgage, LLC. (NMLS3029) is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression, or any other protected status in accordance with all applicable federal, state and local laws. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. Employment is contingent upon successful completion of a background investigation. CrossCountry Mortgage, LLC. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.