Director of Data Analytics (P&C Insurance, Underwriting, Reinsurance)

Other Bennington, Vermont

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Description

Department: Church Insurance
Job Type: Regular Full Time
Education Level: BA/BS or combination of education and experience
Required Years Experience: 10

For more than 90 years, The Church Insurance Companies (CIC) has focused on providing The Episcopal Church with broad, cost-effective property and casualty coverage, as well as unique risk management strategies and tools. This team takes a disciplined, financially sustainable, and hands-on approach.                                                                                                                                          

We are seeking a proactive, business-minded Director of Data Analytics / Data Scientist to partner with management in turning policy, premium, and loss data into decisions on pricing, reserving, reinsurance, capital, and underwriting.

The role owns the end-to-end workflow: mining data, building rate and reserve indications, supporting reinsurance renewals, evaluating capital adequacy, collaborating with consulting actuaries, and presenting to executives. This is a highly visible individual contributor role that is designed for a hands-on expert who wants to drive significant business impact.

                                                                                                                                                              
                                                                    
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

Rate making & Rate Indications

  • Produce overall and by-segment rate indications for personal and commercial lines, covering loss/premium trend, development, credibility, and expenses.
  • Support classification ratemaking and develop rating factors using standard actuarial approaches.
  • Prepare rate summary exhibits for communicating the proposed rate level need and findings to Company management.  Be able to justify and defend proposed rate levels

Reserving & Reserve Indications

  • Maintain reserving triangles by line and accident year; produce quarterly and ad-hoc indications using chain-ladder, Bornhuetter-Ferguson, expected loss ratio, and frequency-severity methods.
  • Analyze reserve adequacy and movement, explaining variances in business language.
  • Partner with claims on case reserve philosophy, large losses, and claim-handling shifts.

Reinsurance Renewal & Structure

  • Own the data workstream for the annual renewal: in-force listings, premium/exposure, loss runs, large loss detail, and cat model output.
  • Respond to reinsurer questions and data calls, working with brokers, underwriting, claims, and finance.
  • Evaluate alternative structures (quota share, per-risk excess, aggregate, cat XOL) across attachments, limits, and cede percentages.

Cause of Loss & Trend Studies

  • Run cause-of-loss studies (water, theft, wind/hail, BI, auto physical damage) to identify frequency and severity drivers.
  • Quantify effects of inflation, weather, legal environment, social inflation, and repair/medical costs.
  • Translate findings into action on underwriting, coverage forms, deductibles, and rating plans.

Reporting & Ad-Hoc Analysis

  • Maintain recurring reports on loss/combined ratios, production, retention, rate change, and profitability by program, state, agent, and class.
  • Respond to ad-hoc leadership requests with accurate, documented answers.

Communication & Implementation

  • Present findings in plain, business-focused language and translate them into concrete recommendations on rate, tier, underwriting, reinsurance, and product.
  • Partner with IT, underwriting, and product to implement rating changes—writing requirements, testing, and validating production.
  • Effective performance of the essential functions of this position requires regular in-person, on-site interaction with colleagues, both for purposes of relationship building and meaningful collaboration
                                                                                                                                                       
QUALIFICATIONS 
  • Demonstrated production of rate or reserve indications from raw data through executive-ready deliverables.
  • Hands-on experience with large policy, premium, and claims datasets.
  • Exposure to reinsurance renewals, capital adequacy, and outside consulting actuaries preferred.
  • Expert Excel (pivot tables, advanced formulas, exhibit workbooks for rate changes and reserving).
  • Experience with a BI/visualization tool (Power BI, Tableau, or similar).
  • P&C fundamentals: earned/written premium, loss development, IBNR, ALAE/ULAE, LDFs, loss/combined ratio, credibility, trend, and rate change.
  • Standard ratemaking (loss ratio, pure premium, GLM) and reserving methods (chain-ladder, BF, expected loss ratio).
  • U.S. state rate filing and SERFF (a plus).
  • Reinsurance structures and how cessions affect net results, surplus, and volatility.
  • Capital frameworks: NAIC RBC, AM Best’s BCAR, and economic capital.
  • Proactive and self-directed; drives analyses to completion.
  • Excellent communication; explains technical concepts clearly.
  • Strong business acumen and intellectual curiosity.
  • High integrity and attention to detail.

EDUCATION & EXPERIENCE

  • 10+ years in data analysis, actuarial, or data science, with 5+ years supporting a P&C insurer, MGA, reinsurer, or consulting firm.
  • Bachelor’s preferred in Mathematics, Statistics, Economics, Data Science, Computer Science, or related quantitative field.
                                                                                      
PHYSICAL DEMANDS
Extensive use of a computer keyboard is a demand of the position to perform the essential functions of this job successfully.
 
 
WORK ENVIRONMENT
Currently, hybrid work environment, which requires working in CIC's office Tuesdays through Thursdays and flexibility to work remotely on Mondays and Fridays. Church Pension Group employees must maintain a professional, compassionate, and trustworthy work environment always. Reasonable accommodations may be made to enable someone with a disability to perform the essential functions of the job within this environment.  
 
Success in the first 12-months will look like:
  • Independently complete one rate indication and one reserve indication cycle with executive presentation.
  • Deliver a cause-of-loss study that drives a concrete rating or underwriting action.
  • Own data and analytics for a full reinsurance renewal and recommend a structure.
  • Deliver a capital adequacy review that informs a decision on capital, reinsurance, or growth.
  • Build a productive relationship with outside consulting actuaries on reserve methodology.
  • Stand up at least one automated recurring report replacing a manual process.
  • Earn the management team’s trust as a go-to analytical partner.
                                          

Salary Range: $150,000 - $175,000

Join us and Create A Better Future For Yourself!

Flexible Benefits available to eligible employees:

  • Medical (including Vision)
  • Dental

 Core Benefits automatically provided to eligible employees:

  • Employer funded defined benefit pension plan (five year vesting)
  • Employee Life Insurance
  • Spouse and Dependent Life Insurance
  • Accidental Death and Dismemberment (AD&D) Insurance
  • Short-Term Disability (STD) coverage
  • Long-Term Disability (LTD) coverage (elected as either pre-tax or after-tax)
  • Business Travel Accident Insurance
  • Worker’s Compensation
  • Employee Assistance Program
  • Retiree health insurance (eligible after 10 years)
  • Retiree life insurance

Elective Benefits available to eligible employees:

  • 401(k) with matching contributions (immediate vesting)
  • Flexible Spending Accounts (FSAs)
  • Commuter Benefits

Educational Assistance Program available to eligible employees

Parental Leave available to eligible employees

Time Off available to eligible employees: Vacation, Sick, Personal and Holidays

You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.
                                                                                                                                                                
In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire. Please understand that, as a general policy, CPG does not sponsor visas.


CPG is an equal opportunity employer. We are committed to fair hiring practices and do not discriminate against job applicants or employees based on any protected characteristics. We also celebrate diversity and are committed to creating an inclusive environment for all employees.

If you are a CPG employee, please use your CPG email address when creating your profile to apply.

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