CMG Financial Careers

POSITION OVERVIEW: 

The Credit Reporting Analyst III will be responsible for handling all processing activities related to credit reporting, as well as collaborating in the resolution of direct and indirect credit bureau disputes from homeowners. They will work with all Servicing departments to establish a net-new mortgage servicer. This role involves ensuring compliance with regulatory requirements and executing Credit Reporting policies and procedures effectively. This position plays a critical role in supporting CMG through various loan statuses and requests, ensuring precise and reliable information is delivered to the credit reporting agencies and borrowers.

ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:

• Ensures all credit reporting processing complies with company policies, investor guidelines, and regulatory requirements.
• Ensures accurate and timely documentation and reporting of loan statuses and actions.
• Ensures a customer-centric approach.
• Collaborates in the resolution of escalated customer issues and complaints received related to credit reporting.
• Promotes a culture of empathy and understanding in dealing with distressed borrowers.
• Assists in the design and build of the Special Loans ecosystem.
• Executes Credit Reporting policies and procedures effectively and provides feedback to management in relation to them, as needed.
• Ensures compliance with State, Federal, Regulatory, and Investor Requirements and guidelines, maintains up-to-date knowledge of internal policies and procedures, and understands how requirement changes affect the operation.
• Collaborates with risk management and compliance teams to ensure adherence to internal controls and regulatory standards.
• Stays updated on industry trends, regulatory changes, and best practices within the Credit Reporting functions and continuously evaluates and improves processes to enhance efficiency and effectiveness.
• Other projects and assignments as needed.

QUALIFICATIONS AND EXPERIENCE:

• The Ideal candidate will have 2-4 years of previous experience with in-depth knowledge of credit reporting and FCRA’s principles and regulatory requirements.
• Demonstrates a deep understanding of FNMA, FHLMC, FHA, VA, USDA guidelines. 
• Ability to have a cross-functional impact across the servicing operation.
• Highly organized, reliable, and results-driven.
• Ability to hustle, willingness to learn, and adapt quickly to working in a fast-paced, fluid environment.
• Excellent communication skills both written and verbal.
• Ability to engage with peers and stakeholders effectively to achieve goals and objectives.
• Ability to work independently and as a member of a high performing team.
• Commitment to excellence, integrity and extraordinary standards.

SUPERVISORY RESPONSIBILITIES: No.

Direct Reports: No.

PHYSICAL and ENVIRONMENTAL CONDITIONS

Standard office environment, equipment and tasks, including work at a computer terminal.  This position requires partial sitting and walking throughout the day.  Employees must be open to work overtime to complete assigned tasks.

CMG pays a competitive salary which ranges from $70,000 to $85,000. Factors that affect salary may include: Credit Reporting Analyst mortgage industry, computer skills, customer service experience specific to working with mortgage customer's, and education.