CMG Financial Careers

The QC Data Analyst is extremely proficient in understanding mortgage loan data and standard industry practices, has a background in extracting and analyzing data via the creation of ad hoc reports using Microsoft Excel and clearly communicates actionable results visually.  A firm understanding of short and long-term risk related to mortgages is also necessary, including how those risks evolve throughout the life of the loan – from origination through servicing.

Leveraging their depth of mortgage-specific data analysis experience, the QC Data Analyst will gather, analyze, report and maintain Quality Control data.  The primary goal of the QC Data Analyst is to simplify communication of Quality Control data to internal and external stakeholders.

Ideal Candidate:

You consider yourself to be a “data geek” who strives to make data accessible and easily digestible.  You understand the mortgage industry, know what data is and is not available in Loan Origination Systems, have an eye for anomalies and a penchant for auditing.

Primary Responsibilities:

• Apply knowledge of investor and agency guidelines (FNMA, FHLMC, FHA, VA, RHS) to ensure existing required monthly reporting is complete and in compliance with guidelines (Prefunding, Post-Closing, Random, Discretionary, Adverse Action, Early Payment Default etc.)
• Using DOMO, design and build tools for Quality Control, Operations, Credit and Risk Management to provide real-time visualization of risk, audit current and previous samples and support pipeline management
• Perform regular calculations for stratified statistical sampling to ensure monthly selections meet investor/agency guidelines
• Build relationships and collaborate with internal partners to assess resource availability for daily and monthly sampling
• Design and maintain enhanced quality and production metrics for Quality Control, Sales and Operations
• Coordinate with stakeholders in various departments throughout the organization for data collection to adequately perform root cause analysis to reduce operational weaknesses
• Leverage external and internal data sources and tools to develop ad hoc analyses (audits, discretionary sampling, high-risk loan attributes, etc.)
• Enhance data quality through self-driven audits of inter- and intra-departmental data and reporting systems

Other requirements:

• Minimum 7 years’ experience in the mortgage industry with at least 2 of those years in a risk-related capacity.
• Minimum 5 years’ experience utilizing Microsoft Excel and PowerPoint in a professional capacity (solid intermediate-level experience required and testing will be administered so that you can demonstrate your data analysis and visualization skills)
• Mortgage-specific loan origination system experience (prefer experience with DataTrac, Byte Pro, FNMA Loan Quality Connect, ACES)
• SharePoint, XML and SQL experience is preferred
• Must be self-motivated and comfortable task-switching and prioritizing workload to meet standard and ad hoc deadlines
• Ability to work remotely in a paperless environment while adhering to strict privacy rules and regulations (necessary equipment will be provided)
• Extraordinary attention to detail, a love of data and a desire to ensure the highest level of accuracy in work product are mandatory

SUPERVISORY RESPONSIBILITIES:

Direct Reports:  N/A

PHYSICAL and ENVIRONMENTAL CONDITIONS

Standard office environment, equipment and tasks, including work at a computer terminal.  This position requires partial sitting and walking throughout the day.  Employees must be open to work overtime to complete assigned tasks.

CMG pays a competitive salary which ranges from $80,000 - $110,000. Factors that affect salary may include: QC Data Analyst experience and overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.

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