CMG Financial Careers

CMG Home Loans is hiring a Government Underwriter (Team Lead) with their DE and Construction Loan Experience. They are responsible for the execution of underwriting based on company policy and standards. The Underwriter ensures sound decisions to protect the financial and operational interests of the company.

Hiring a candidate in the Pacific or Mountain times zones to cover the West Coast.

Essential Duties and Responsibilities:      

• Underwrite Construction Loans as well as FHA and VA loans by having active government designation (DE/Sar/Lapp)
• Underwrite various other types of loans potentially including Jumbo, Non-QM, Conventional, Bond, USDA and Renovation.
• Ability to underwrite 45+ initial underwrites per month.
• Communicates regularly with the Loan Officers and/or Processor regarding status of loans via current technology.
• Follows file and check order as conditions are signed off and new information is received.
• Maintains current working knowledge on current products.
• Leadership with respect to direction of underwriting resources and credit policy execution within team.
• Maintains conversation log in Byte to properly track the forward movement of the file.
• Assists with training needs of other mortgage positions.
• Ad hoc reporting.

• Other duties as assigned.

Qualifications and Experience:      

• Minimum of five (5) years specific government underwriting experience.
• Must possess strong working knowledge of Construction Loans and have valid CHUMS. VA designations highly preferred.
• Highly prefer underwriters who have experience in several of the following loans: Bond, USDA, Jumbo, Non-QM and Renovation.
• Must have demonstrated satisfactory knowledge of DU and LP input.
• Ability to properly interpret DU and LP, communicate and document their findings.
• Intermediate experience with Microsoft Word, Excel, and email systems.
• Ability to work in a fast paced, fluid environment.
• Strong communication, interpersonal and organizational skills.
• Proven leadership skills.
• High integrity and confidentiality required.

Compensation: Base ranges from $90,000 - $100,000 plus bonus. Factors that affect base salary may include Underwriting experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.   

SUPERVISORY RESPONSIBILITIES:

Direct Reports:  NA

PHYSICAL and ENVIRONMENTAL CONDITIONS:

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.