Product Solution Center (PSC)Underwriter
Description
The PSC Underwriter is responsible for working with Retail Underwriters and the Sales Teams with researching and implementing the correct product based on the scenario of the borrower. This position requires a strong credit background on Agency knowledge as well as proficiency in Self Employment Analysis and Non-QM products.
ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:
- Nationally support all Sales staff with credit related issues from basic guideline questions, complex income scenarios and obtain credit exceptions upfront to deliver quality loans to investors.
- Assist sales with hard-to-place loans and handle non-agency guideline questions.
- Investor Relations – works closely with correspondent and brokered investors on scenarios.
- Review and Approval all loan product marketing collateral to ensure they meet guidelines.
- Liaison between Sales staff and investors for Figure applications
- Review and Approval all loan product marketing collateral to ensure they meet guidelines.
QUALIFICATIONS AND EXPERIENCE:
- Minimum of 8 years’ mortgage experience
- Proficiency in Tax Return Analysis and Non-QM products.
- Thorough understanding of credit and an ability to review complex financial documents required.
- Self-starter, self-reliant, dependable and ability to maintain excellent quality while working in a fast-paced environment.
- Excellent written and verbal communication skills required.
- Strong interpersonal, leadership and organizational skills.
- High integrity and confidentiality required.
- Flexibility in decision making with strong problem-solving skills.
- High school diploma
SUPERVISORY RESPONSIBILITIES:
Direct Reports: N/A
PHYSICAL and ENVIRONMENTAL CONDITIONS
This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.
Base Compensation Information –
CMG pays a competitive salary which ranges from $90,000 - $100,000. Factors that affect salary may include: Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.
CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to [email protected].
CMG MORTGAGE, INC. NMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement . CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company’s gift to CMG Financial and may be forwarded to our recruiters for their attention.