CMG Financial Careers

CMG LOAN SCENARIO UW POSITION OVERVIEW:  Sr. FHA/VA SAR/ CONV Loan Scenario Underwriter with over 5 years of underwriting (Manual- AUS) experience with all active underwriting delegations. Responsible for researching and interpreting Credit Policy Risk & Loan Structuring with excellent verbal and written communication skills.

ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:

• Underwriting review of conventional, jumbo, non-conforming and other manual underwrite loan products.
• Communicates regularly with Business Partners and Loan Processors regarding status of loans via current technology.
• Independently research credit policy and communicate (written and verbally) a clear and precise credit policy interpretation.
• Follows file and check order as conditions are signed off and new information is received.
• Maintains file order integrity.
• Maintains current working knowledge on current products.
• Leadership with respect to direction of underwriting resources and credit policy execution within team.
• Maintains conversation log in Byte to properly track the forward movement of the file.
• Assists with training needs of other mortgage positions.
• Ad hoc reporting.
• Other duties as assigned.

PREFERRED QUALIFICATIONS AND EXPERIENCE:

• Must have minimum of 5+ years of specific underwriting experience.
• Must have demonstrated satisfactory knowledge of DU and LP input.
• Must have DE/Sar/Lapp designations for FHA/VA Loans.
• Ability to properly interpret DU and LP, communicate and document their findings.
• Intermediate experience with Microsoft Word, Excel, and email systems.
• Ability to work in a fast paced, fluid environment.
• Strong communication, interpersonal and organizational skills.
• Proven leadership skills.
• High integrity and confidentiality required.

SUPERVISORY RESPONSIBILITIES:

Direct Reports: NA

PHYSICAL and ENVIRONMENTAL CONDITIONS:

Standard office environment, equipment and tasks, including work at a computer terminal. This position requires partial sitting and moving throughout the day.  Employee must be open to work overtime to complete assigned tasks.

CMG pays a competitive base which ranges from $85,000 - $105,000. Factors that affect base salary may include: Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education. 

  #LI-DNI