Loan Officer

Sales Santa Barbara, California


Description

Position at Neo Home Loans

Celebrity Home Loans, (“CHL”) is a national independent mortgage bank with a progressive 50 state licensing strategy. We lend billions of dollars annually through our highly diversified network of retail divisions, regions, and branches. Our corporate core mission is to create a culture of responsible autonomy- which means every one of our employees has the freedom and flexibility to reach their highest goals while remaining accountable for their decisions and their results. We seek similarly minded folks who believe they work best and achieve the most when given the opportunity to operate with responsible autonomy.    

Job Purpose:

The Loan Originator position proactively markets and originates mortgage loan products to meet individual and branch productivity and quality goals while representing NEO Home Loans. The Loan Originator will simultaneously work to originate loans from their personal sphere of influence as well as receive loan opportunities from the branch. This position is available to both experienced and new mortgage loan originators. Extensive training and mentoring for new and developing loan officers will be provided by the Branch Manager and sales team.

Duties and Responsibilities:

    Originate mortgage loans, including offering and negotiating terms of a loan, taking loan applications, and verifying and obtaining information from consumers and business partners

    Achieve loan production numbers as expected by Branch Manager

    Work with branch and corporate team members on loan files (e.g., processors, underwriters, etc.)

    Develop marketing and industry growth plan to consistently grow your personal productivity

    Maintain knowledge of all NEO Home Loans policies and guidelines and understanding of all company products

    Adhere to all company policies and guidelines and federal and state regulations related to mortgage lending, including, but not limited to the SAFE Act

    Respond to consumers and business partners’ inquiries regarding mortgage loan products in a timely fashion

    Advise consumers of NEO Home Loans’ lending guidelines and procedures

    Analyze consumers’ financial data to identify appropriate products to meet their financial goals

    Adopt NEO Home Loans’ values in personal work behaviors, decision making, contributions, and interpersonal interactions

    Contribute to a positive work environment by demonstrating cultural expectations and influencing others to reward performance and value “can do” people, accountability, diversity and inclusion, flexibility, continuous improvement, collaboration, creativity, and fun

Qualifications:

    Loan Originators must have an active mortgage loan originator license sponsored by NEO Home Loans through the NMLS for every state in which they conduct business before representing themselves as a mortgage loan originator

    SAFE Act Compliant and mortgage loan originator license in the state in which loans are being originated

    Demonstrated experience with attention to detail, written and oral communication, and working in a team atmosphere

    Demonstrated experience with MS Office software products

    Great attitude and a growth mindset

    Extensive knowledge and understanding of building quality client relationships

    Extensive knowledge and understanding of customer service and intrapersonal best practices

    Credit-signing authority experience preferred

    Experience working with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector preferred

Celebrity Home Loans is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, and protected veteran status, status as a qualified individual with a disability or any other characteristic protected by law.

Celebrity Home Loans NMLS # 227765

One Mid America Plaza, Suite 800, Oakbrook Terrace, IL 60181