Builders Mutual Careers

At Builders Mutual, we believe in the power of teamwork to get the job done right.  

We provide insurance coverage exclusively to the construction industry. It’s not just our specialty— it’s all we do. Headquartered in North Carolina, our market includes the Mid-Atlantic and Southeast. We work with our policyholders to create a one-stop resource for all commercial insurance solutions and construction safety resources, to protect and advance the unique needs of the contractor community. Our cultural elements of teamwork, inclusion, expertise, and community aren't just words on a page—they're integral to who we are, how we work, and what sets us apart. We are always striving to be the best, serve better, and achieve more. 

The OPPORTUNITY 

Leverage your industry expertise and join our expanding team in this Premium Auditor role who resides in and surrounding Nashville, TN area! The Premium Auditor is responsible for performing audits on Property/Casualty Commercial Lines adjustable policies to establish appropriate classifications, exposures, and basis of premium. This level auditor works with minimal supervision on routine audits and may refer higher-level accounts to management for assistance.  

The success of our company is rooted in teamwork, the way we care about the people we work with and serve. This field role will allow you to set your schedule working from your home office; you will be in the field about 3-4 days per week with overnight travel as needed. You will travel to our Raleigh office for meetings and company events up to four times a year. 

Your WORK as a Premium Auditor will make a difference as you: 

• Schedule and conduct physical audits of selected commercial lines policies by reviewing the customer’s business operations, including examining, verifying, and recording pertinent classification-related data from financial business records
• Ensure quality of the audit through proper risk classification and exposure basis identification.
• Utilize laptop computer to record audit information and to transmit completed audits in a timely manner
• Discuss issues and problems with insureds to ensure understanding of the change in premium and to maintain good customer relations
• Provide external customers ( i.e., agents and insured’s) and internal customers (i.e., underwriting, claims, and accounting) with information to assist in their understanding of audit-related matters, including audit statements, procedures, and worksheets
• Remain informed of changes and current information relative to premium auditing through discussions with industry experts and review of industry-related literature
• Exhibit excellent time management skills and have the ability to work from a home office with little direct supervision
• Conduct business in a professional manner to conserve and protect the corporate assets of Builders Mutual
• Travel requirement of 25% and occasionally more.

SKILLS to get the JOB done RIGHT: 

• 1+ years of experience in premium audit plus a BA / BS in Accounting, Business Administration, or related or an equivalent combination of education and experience
• Strong computer skills (MS Office), mainframe experience a plus
• Excellent customer service skills
• Excellent verbal, written, and presentation skills
• Highly effective in time management
• Superior organizational and problem-solving skills
• Knowledge of the NCCI and ISO manual rules as they relate to the classification and calculation of exposures to determine the appropriate premium for the coverages provided by the policies assigned to be audited.

Why you’ll love to work here.  Our team, of over 450 dedicated professionals, does their best work each day—leading to powerful results. We believe an enriched life brings out the best in everyone, which is why our unique culture and full suite of perks and benefits reflect the priority we place on our people. 

Highlights from our employee experience and perks includes: 

• We are Industry Experts and make an impact with our customers, workplace, and the communities we serve. 
• Collaborative teamwork is essential to our company’s success. Together we get the job done right.
• You will always know that your contributions are meaningful and appreciated.
• We are committed to being an inclusive company that encourages our employees’ differences and strengths to build stronger teams.
• You will be valued, trusted, and empowered to be successful.
• Our culture, mission, purpose, and business model cultivate a sense of team pride.
• We care about you, and we offer comprehensive employee benefits built to support your success and wellbeing. Here are some of our top perks:

• Market-driven compensation and bonus plan
• 3 weeks of paid time off (and your birthday too!)
• 37.5-hour work week; end your Friday at 2:30PM 
• Company car and wearables.
• Builders University for employees, dedicated to supporting development and enhancing expertise.
• Earn swag and extra time off through peer recognition Builders Bucks program.