Builders Mutual Careers

At Builders Mutual, we believe in the power of a team to get the job done right. 

Our team does their best work each day, creating a one-stop resource for all commercial insurance solutions and construction safety resources, leading to powerful results. Our cultural elements of teamwork, inclusion, expertise, and community aren't just words on a page—it's integral to who we are, how we work, and what sets us apart. We live out our values every day, striving to serve better and achieve more.

The Opportunity

Leverage your industry expertise and join our expanding team in this Underwriting Product Consultant role. We are seeking candidates who reside in North Carolina, South Carolina, Virginia, Tennessee, Maryland, Florida, Mississippi, or Georgia area. The Underwriting Product Consultant will support the development, market positioning, and strategic direction of the organization’s commercial lines insurance products, with emphasis on assigned products and state responsibilities. The Consultant provides strategic insights through data analysis, market research, and underwriting performance evaluation to influence product decisions, bridging the gap between analysis and strategy while working cross-functionally with Actuarial, Underwriting, and Marketing teams to align product objectives with business goals.

The success of our company is rooted in teamwork, the way we care about the people we work with and serve. This remote role will allow you to do your best work from your home office, collaborating virtually with your team daily. You will travel to our Raleigh office for meetings and company events up to four times a year.

Your WORK as an Underwriting Product Consultant will make a difference by:

• Conduct market, competitive, and internal analyses to identify trends, gaps, and opportunities that inform product positioning and strategy.
• Evaluate product performance, profitability, exposure, and growth metrics to provide actionable insights and recommendations for improvement.
• Collaborate with Underwriting Leadership and Actuarial teams to analyze results and support refinement of product structures, rates, and rules.
• Contribute to the conceptualization of new products or enhancements and develop recommendations for strategic direction based on research findings.
• Translate competitive, market, and portfolio data into clear reports and presentations that inform decision-making by the Director of Product.
• Partner with cross-functional teams, including Sales, Underwriting, and Marketing, to align product messaging, communications, and enhancements with strategic goals.
• Assist in preparing materials and documentation related to rate, rule, and form filings in coordination with Product and Actuarial teams.
• Support product-related initiatives, pilots, or research projects that test new opportunities or address market shifts.
• Serve as a technical subject matter resource for assigned lines of business, maintaining awareness of competitor offerings and regulatory developments.
• Manage product specific vender relationships as needed
• Engage with agent and contractors to analyze market conditions, customer product needs/fit, and optimize product-level strategies where applicable.

Skills to get the JOB done RIGHT:

• Bachelor’s degree with at least 5-7 years of experience in commercial lines underwriting, product development, or claims or an equivalent combination of education and experience.
• Extensive knowledge of coverage forms, endorsements, rules, and rating procedures.
• Advanced skills in interpreting and revising complicated insurance contracts and designing and revising rate and rule manuals.
• Ability to understand rating and statistical algorithms including the interaction of the various factors and relativities that are applied.
• Understanding of business and insurance ratios and ability to communicate the impact of business decisions upon those ratios.
• Ability to understand and communicate complex insurance contract language and concepts.
• Demonstrates ability to build and maintain strong relationships, while meeting or exceeding profitability and quality standards
• Ability to communicate and collaborate effectively (both verbally and in writing) with various audiences including insurance department personnel, underwriters, claims and marketing staff, agents, insured, and management.

Travel Requirements 
Travel required within an established operating footprint. 

WHY YOU’LL LOVE TO WORK HERE

Builders Mutual cares about you, and we offer comprehensive employee benefits built to support your success and wellbeing, including:

• Market-driven compensation and bonus plan
• 3 weeks of paid time off (and your birthday too!)
• 37.5-hour work week; end your Friday at 2:30 PM 
• Builders University for employees, dedicated to supporting the development and enhancing expertise
• Earn swag and extra time off through peer recognition Builders Bucks program

LIFE at Builders Mutual

• Collaboration| You are part of a team working together to reach a common goal.
• Empowerment| You will feel trusted, valued, and given the resources to be successful.
• Flexibility| You will be part of a dynamic work environment designed to allow you to do your best work while also creating the best possible customer experience.
• Impact| You will positively influence our business, customers, and industry.
• Sense of pride | You will tell others how much you enjoy working at Builders Mutual.