Builders Mutual Careers

At Builders Mutual, we believe in the power of a team to get the job done right. 

Our team does their best work each day, creating a one-stop resource for all commercial insurance solutions and construction safety resources, leading to powerful results. Our cultural elements of teamwork, inclusion, expertise, and community aren't just words on a page—it's integral to who we are, how we work, and what sets us apart. We live out our values every day, striving to serve better and achieve more.

The Opportunity

The success of our company is rooted in teamwork, the way we care about the people we work with and serve. Leverage your industry expertise and join our expanding team in the Underwriting Technical Consultant role! The Underwriting Technical Consultant will serve as a senior technical authority, providing technical expertise on complex and high-severity risks across multiple product lines. This role owns key underwriting strategies, drives business initiatives with cross-functional impact, and directly mentor managers while indirectly guiding underwriters to elevate organizational capability and performance. The Underwriting Technical Consultant is accountable for guiding best practices that influence underwriting portfolio profitability.

Your WORK as an Underwriting Technical Consultant will make a difference by:

• Serve as the primary referral and technical expert on complex risks, portfolios, and emerging underwriting issues, ensuring compliance with company policies and strategic objectives.
• Lead and influence the refinement of underwriting guidelines, practices, and rating processes to ensure consistency and profitability.
• Partner with actuarial, product, analytics, and claims departments to evaluate business results, identify opportunities, and recommend changes that improve performance and profitability.
• Monitor line of business performance and competitive trends, proactively addressing challenges and recommending adjustments to achieve growth and profit objectives.
• Drive underwriting input into product development, pricing models, and technology initiatives, ensuring tools and systems support effective risk selection and decision-making.
• Partner with Training and UW Managers to develop and deliver technical training programs to focus on technical underwriting development and skill enhancement.
• Influence leadership through actionable insights, ensuring underwriter and manager expertise supports the long-term underwriting strategy.
• Assume lead responsibility in underwriting audits, quality reviews, and compliance assessments to evaluate adherence to company guidelines and identify improvement opportunities.
• Establish and monitor underwriting performance metrics, dashboards, and reporting to drive accountability and continuous improvement.
• Evaluate emerging tools and technologies from a technical underwriting perspective, validating business usability, calibration, and alignment to underwriting workflows.
• Participate in industry forums and peer groups to represent the company, build market presence, and provide perspective on external trends impacting underwriting.
• Collaborate with the Innovation Consultant on vendor selection and external stakeholders as needed to advance underwriting capabilities.

Skills to get the JOB done RIGHT:

• Bachelor’s degree (Business, Risk, Insurance, or related) with 10 years of commercial lines underwriting or product experience, including exposure to complex risk handling or technical underwriting or an equivalent combination of education and experience.
• Broad technical expertise across Property and Casualty products, with a deep understanding of risk selection, pricing models, loss trends, and portfolio management.
• Strong experience collaborating with actuarial, product development, analytics, claims, and technology teams.
• Excellent analytical, technical, and communication skills with the ability to simplify complexity and drive impact.
• Demonstrated ability to influence at all organizational levels, including underwriting leaders and managers.
• Proven ability to train, coach, and mentor underwriters and leaders, raising technical capability organization-wide.
• Experience participating in or leading strategy development for underwriting and product initiatives.

WHY YOU’LL LOVE TO WORK HERE

• Builders Mutual cares about you, and we offer comprehensive employee benefits built to support your success and wellbeing, including:
• Market-driven compensation and bonus plan
• 3 weeks of paid time off (and your birthday too!)
• 37.5-hour work week; end your Friday at 2:30 PM 
• Builders University for employees, dedicated to supporting the development and enhancing expertise
• Earn swag and extra time off through peer recognition Builders Bucks program

LIFE at Builders Mutual

• Collaboration| You are part of a team working together to reach a common goal.
• Empowerment| You will feel trusted, valued, and given the resources to be successful.
• Flexibility| You will be part of a dynamic work environment designed to allow you to do your best work while also creating the best possible customer experience.
• Impact| You will positively influence our business, customers, and industry.
• Sense of pride | You will tell others how much you enjoy working at Builders Mutual.