Post Closing Quality Control Underwriter - In Office

Quality Assurance Plano, Texas


Description

Position Overview:

Benchmark recognizes that doing things correctly is part of what drives a company’s success. The Post-Closing Quality Control Underwriter assists in achieving that success through their daily contribution. This position reviews mortgage loans at the post-closing stage to ensure the company’s post-closing quality control procedures are performed properly and within Benchmark standards. 

Ideal candidates for this position will be highly detail-oriented, able to work independently as well as tactfully across organizational boundaries, and comfortable managing multiple priorities simultaneously.

 

Essential Functions of the Role:

  • Review loan files for data integrity and underwriting thoroughness.
  • Identify and analyze a sample of loans for post-closing quality control review to ensure critical data is evaluated according to company standards.
  • Provide reports on loan analysis, data integrity, and overall loan quality.
  • Identify potential investor defects and clear them to ensure salability of the loan.
  • Prepare repurchase/rebuttal letter to investors as needed.
  • Utilize internal and external reports to identify quality-related trends.
  • Other duties as assigned.

 

Essential Knowledge/Skills/Abilities:

  • Knowledge of regulatory requirements (RESPA, TILA, etc.)
  • Strong communication skills
  • Highly detail-oriented
  • Excellent organizational skills
  • Strong decision making skills
  • Proven ability to prioritize and multi-task
  • Ability to work independently and across organizational boundaries
  • Advanced problem solving capabilities

 

Experience Requirements:

  • At least three years mortgage quality control or underwriting experience required.

 

Education/Licensing Requirements:

  • High school diploma or equivalent required. Some college preferred.

 

Working Conditions:

  • Fast-paced environment.
  • Requires normal vision (corrected) both close and distant.
  • Requires normal hearing levels (corrected).
  • Requires working at a desk to use a phone and computer for extended periods of time.
  • Requires sitting, bending.
  • Works effectively with frequent interruptions.
  • Lifting requirements of 10 lbs. occasionally.
  • Minimal travel <5%.


Along with a great culture and competitive pay, at (Benchmark/Eleven) Mortgage our full-time employees are eligible for additional benefits including:

  • Medical, dental, and vision insurance
  • Short-term and long-term disability
  • 401(k) and Roth 401(k) plans with a Company match
  • Company-provided life insurance
  • 8 paid holidays
  • AND MORE!