American Credit Acceptance Careers

Description

• Ensures information ACA furnishes to Credit Reporting Agencies is
  1. Accurate:
     • Identifies appropriately the consumer(s) to whom the information relates;
     • Reflects the terms of, and liability for, the consumer’s account(s); and
     • Reflects the consumer’s performance and other conduct with respect to the account(s)
  2. Information with integrity that is:
     • Substantiated by ACA’s records at the time the information is furnished; and
     • Furnished in a form and manner designed to minimize the likelihood that the information may be incorrectly reflected in a consumer report
• Oversee and lead the work of their associates
• Investigates & Responds to Credit Disputes through E-Oscar and other channels in a timely and accurate manor
• Other tasks as assigned

• 1+ years of experience as a supervisor in the auto finance or equivalent consumer finance industry 
• 1+ years of experience in people management 
• A thorough understanding of consumer credit report information
• A thorough understanding of the auto loan lifecycle
• The ability to navigate ACA’s Loan Originating, Servicing System and Source documents to research inquiries
• Excellent written and verbal communication skills
• Previous Sub Prime market experience preferred
• Detail oriented
• Ability to maintain composure and multitask in a fast paced environment
• Excellent computer skills including Microsoft Office, Windows, SQL, Power Point and the Internet
• Must be a self-motivator while actively participating in a team environment

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

EEO Statement:
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

Salary Pay Range:
The Company has an effective process for assessing market data and establishing ranges to ensure we remain competitive. The full-time salary range for this position is anticipated to be $50,000.00 - $55,000.00. This salary information is solely for candidates hired to perform work within the location(s) listed above.  At the time of this posting, this range is a good-faith estimate, based on the qualifications necessary for the position, including experience, education, training, and other considerations permitted by law.  Factors that may be used when making a salary offer may include a candidate's skills, experience and geographic location, the expected quality and quantity of work.
 
Incentive Compensation:
This role is eligible to participate in a formulaic performance incentive plan. Employees are eligible for pay incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee’s performance against defined metrics.
 
Benefits:
Benefits Eligible
This role is currently benefits eligible. We provide comprehensive, competitive set of health, retirement, financial and other benefits, access to paid time off, resources and support to our employees so they can make an impact and contribute to the growth of our business and the communities we serve. Eligibility varies based exempt or non-exempt status, and management level. For more details regarding benefits, please visit our benefits page on our Careers website  
 
This Pay Transparency information is only an estimate and is subject to revision from time to time as the company, in its sole and exclusive discretion, deems appropriate. The company may determine during its review of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be amended. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled.