Sr. Associate, Risk Analytics

Risk Dallas, Texas


Job Family: Risk

Monitors activities to minimize the company's exposure to risk. Activities may include quantitative analysis, risk identification and remediation. Represents or supports the reputation of the company to minimize compliance and regulatory risk by resolving issues and ensuring adherence to company and legal standards. Responsible for ensuring that all of the company's activities adhere to the necessary rules and regulations, and that the company complies with legal/regulatory statutes and jurisdictions.

Job Function: Risk Management

Ensures adherence to the policies and procedures established by the company. Manages policy, standard definition and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies. Monitors and manages risk/exposure and compliance with the company's policies. Identifies, manages and reports on the company's risk areas. Evaluates the adequacy and effectiveness of data, document retention, and monitors systems.

Summary of Responsibilities:

The Sr. Associate, Analytics is responsible for the strategic development of metrics and analytics that the Company utilizes to identify potential hazardous transactions. S/he will assist in the management of all risk data used across the Finance Intelligence Unit.

Essential Functions:

  • Prepares and delivers statistical analysis in support of risk related projects and initiatives;
  • Serves as a subject matter expert in data management, data analysis, and research functions for Risk.
  • Provides guidance and direction to less experienced data analysts on data analysis and maintenance of data infrastructure.
  • Develops and/or significantly improves quantitative models and metrics to deliver prompt alerts when a risk arises.
  • Manages data mining activities and large data extracts to support special projects and large risk/fraudinvestigations.
  • Improves data mining, analytics and data extracts across risk databases using various data mining tools .
  • Performs data mining, data quality, and other business analysis that the company uses to identify potential hazardous transactions.
  • Collaborates with complex business units and provides compliance risk expertise and consulting for projects and initiatives with high risk to identify and mitigate regulatory risk.
  • Consults with business to develop corrective action plans and effectively manage change to ensure regulatory compliance.
  • Serves as a subject matter expert on risk/fraud policy and procedures to the business; provides direction and guidance to employees on appropriate remediation action for high risk accounts.
  • Develops models, metrics, and controls that the company utilizes to identify potential hazardous transactions.
  • Continuously evaluates operational/production analytics and systems; recommends changes to improve processes and create efficiencies
  • Creates documentation from results of the quantitative analysis for all high risk models.
  • Provides regulatory guidance as needed.

Other Functions:

  • Other duties as assigned.


  • Education -
    • Bachelor's Degree: Finance, Economics, Management Information Systems, Statistics or equivalent quantitative field.
    • or equivalent work experience
    • Master's Degree: Finance, Economics, Management Information Systems, Statistics or equivalent quantitative field.
  • Experience -
    • 9-12 years Risk analysis / aggregated data analysis
    • Financial Services industry experience.
  • Skills & Abilities -
    • Technical expertise regarding risk data modeling, database design development, data mining, and segmentation techniques.
    • Demonstrated subject matter expertise in quantitative modeling. statistical analysis, and quantitative theory.
    • Demonstrated experience with large databases and database design.
    • Advanced knowledge of modeling techniques, statistical analysis techniques and tools, and various database architectures.
    • Advanced knowledge of statistics and numerical techniques.
    • Advanced knowledge of statistical applications within Financial Services to interpret data requests and identify data analytics opportunities.
    • Advanced knowledge and experience using statistical packages for analyzing data sets (Excel, Access, SPSS).
    • Ability to lead, influence and direct peers, subordinates and management.
    • Ability to make effective decision making on complex matters.
    • Ability to exercise stakeholder confidentiality and discretionary judgment.
    • Ability to adjust to new developments/changing circumstances.
    • Ability to interact with senior level management; experience interfacing with multiple levels of the organizational structure.
    • Ability to maintain and report on confidential information in an appropriate manner.
    • Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy.
    • Strong project management skills.
    • Self-directed, self-motivated and demonstrated experience providing ideas and solutions to further business understanding.
    • Excellent written and oral communication skills.


  • Collaboration - Relationship Management:
    • Advanced - Leading and Guiding
      • Improves relationships between key individuals to achieve seamless cross-team work flow and positively impact results
      • Uses informal networks to gain support for ideas and projects

  • Collaboration - Teamwork:
    • Advanced - Leading and Guiding
      • Brings out the best in each team member by consistently motivating and acknowledging peer contributions
      • Understands and leverages team dynamics

  • Execution - Accountability:
    • Advanced - Leading and Guiding
      • Fully accountable for timeliness, completeness, quality of projects, processes, products and services
      • Remains calm and focused on goals while facing pressures, obstacles or short-term setbacks

  • Influence - Information Sharing:
    • Advanced - Leading and Guiding
      • Ensures people receive the information they require, and brings the team together to share information

  • Influence - Two-way communication:
    • Advanced - Leading and Guiding
      • Effectively conveys difficult or complex information in an easy to understand manner, by providing the big picture and illustrating important linkages
      • Asks open-ended questions that encourage others to give their points of view

  • Risk Business Acumen - Industry Acumen:
    • Advanced - Leading and Guiding
      • Keeps up -to-date with external market events, pressures and regulations which may impact the organization and assesses whether similar issues exist in the organization
      • Can identify functional and organizational implications associated with major trends
      • Designs solutions to address industry activities that impact the organization

  • Risk Management - Knowledge of Risk Management Policies, Regulations, Processes and Procedures:
    • Advanced - Leading and Guiding
      • Monitors adherence to policies, regulations, processes and procedures within function and actively undertakes corrective action where necessary
      • Understands end to end processes across the organization and how processes are integrated
      • Has a practical knowledge of regulations impacting area supported

  • Risk Management - Risk and Compliance Adherence:
    • Advanced - Leading and Guiding
      • Ensures that all directs and colleagues have appropriate knowledge of risk and the regulatory environment
      • Investigates and identifies the root cause and corrects items deemed non-compliant, regardless of pressures from business or management


Working Conditions:

  • Frequently: Minimal physical effort such as sitting, standing, and walking.
  • Occasional moving and lifting of equipment and furniture is required to support onsite and offsite meeting setup and teardown.
  • Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer’s Rights:

  • This job description does not list all the duties of the job.  You may be asked by your supervisors or managers to perform other duties.  You will be evaluated in part based upon your performance of the tasks listed in this job description.
  • The employer has the right to revise this job description at any time.  This job description is not a contract for employment, and either you or the employer may terminate employment at any time, for any reason.