Processor (Bilingual - Spanish)
Description
***This is a Remote/Work From Home Position***
Processor (Bilingual - Spanish)
Renew Financial is the nation’s leader in affordable financing products for renewable energy and energy efficiency projects that will help move America toward a clean energy model. We originated the Property Assessed Clean Energy (PACE) model, an innovative, low-cost financing solution that helps homeowners make improvements that dramatically reduce their energy and water use -- and repay on their property taxes. PACE was named by Scientific American as one of the top 20 ideas that can change the world. Renew Financial is aggressively expanding PACE and other program offerings in California and nationwide.
Summary
Processors make decisions on applications by evaluating whether or not the applicant has the legal capacity to enter into such an agreement, as well as the financial resources to repay the commitment and an agreeable credit history. Skills include performing income, property, and credit analysis on applications within an established time frame, and conducting timely reviews of initial decisions and resubmissions of existing application files.
Job Requirements
Excellent computer skills. Proficiency in Microsoft Office Suite;
Strong verbal and written communication skills; Strong attention to detail;
Excellent analytical and critical thinking skills. Ability to recognize potential red flags, inconsistencies within files documentation and other problem areas and initiate proper mitigation action;
Excellent time management skills and the ability to set and shift priorities as needed, to work under time and deadline pressure, and to effectively manage a large workload;
Proficient knowledge of applicable financial documentation and credit guidelines.
Extensive knowledge of loan requirements for all types of consumer installment
Ability to analyze AVM, BPO and appraisals to confirm compliance to company standards and derive appropriate value.
Ability to analyze vesting information and determine the title and ownership of property.
Extensive current knowledge of applicable lending regulations, including real estate secured, and consumer closed end credit;
Education and Experience
Minimum 2 years’ processing experience in the mortgage industry
BA degree or equivalent
This role requires Bilingual written/verbal communication skills (Spanish). Applicants who cannot demonstrate proficiency in these regards will not be considered at this time.