Regulatory Affairs Counsel
Description
CrossCountry Mortgage (CCM) is one of the nation’s top 3 retail mortgage lenders with more than 7,000 employees operating nearly 600 branches across all 50 states. We have been recognized nine times on the Inc. 5000 list of America’s fastest-growing private businesses and have received countless awards for our standout culture. Through our dedication to getting it done, we make every mortgage feel like a win.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Counsel – Regulatory Affairs is responsible for supporting compliance with federal and state laws and regulations. Counsel – Regulatory Affairs will be expected to make significant contributions to the compliance program by providing consistent and effective counsel to the organization.
Job Responsibilities:
- Ensure that the Company complies in all material respects with state and federal regulatory requirements through independent research and evaluation.
- Collaborate with the EVP, Regulatory Counsel on developing effective compliance solutions to business challenges.
- Collaborate with business stakeholders to develop solutions in the LOS, Encompass, to address business compliance challenges.
- Develop and maintain a Mavent Compliance Guide to support operations in the origination of loans.
- Develop, review, and amend policies and procedures as changes in regulations or requirements are identified.
- Regularly report to the EVP, Regulatory Counsel on matters requiring attention while providing recommendations.
Qualifications and Skills:
- Juris Doctorate (JD) from an American Bar Association (ABA) accredited law school.
- Minimum of 2 years in the banking industry, with at least 1 recent year in a compliance-focused role, mortgage lending preferred.
- Working knowledge of consumer mortgage lending laws and regulations, including TILA/Reg Z, RESPA, ECOA, and HMDA, state regulatory requirements.
- Experience with a loan operating system – Encompass preferred.
- Ability to navigate a rapidly changing regulatory environment.
- Excellent knowledge of the subject matter and skilled in identifying solutions.
- Excellent communication, independent thinking, and problem solving skills.
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com/
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California consumers.
CrossCountry Mortgage, LLC. (NMLS3029) is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression, or any other protected status in accordance with all applicable federal, state and local laws. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. Employment is contingent upon successful completion of a background investigation. CrossCountry Mortgage, LLC. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.