Closing Specialist

CIVIC Redondo Beach, California


Description

CIVIC Financial Services is an industry leading private money lender focused on providing short and long term debt for Residential and Commercial real estate investors. Civic was founded in 2014 by its parent companies Wedgewood Inc. and HMC Assets LLC, and is a well-capitalized lending-arm of the Wedgewood Companies. CIVIC was started to provide common sense financing for real estate entrepreneurs and has funded over $2.5 Billion in loans since its inception. CIVIC was recognized as a “Great Place to Work” for 2019, as published by Fortune. Also, Bill Tessar, (CIVIC’s CEO) was identified as an Executive leading the housing industry by HousingWire’s Vanguard Awards in 2018.

The Closing Specialist works collaboratively with processors, escrow agents and funders to ensure a timely and accurate loan closing process.

What you'll do:
  • Prepare loan documents ensuring accuracy and timeliness.
  • Effectively communicate status and expectations to internal staff, account executives, closing agents and notary signers.
  • Contact borrower, closing agents, and real estate agents to request conditions as needed to ensure close of escrow requirements are met.
  • Maintain a high level of customer service with quick response times and accurate information (both internally and externally).
  • Perform other duties as assigned, including assisting other team members and management as needed.
  • Maintain a high degree of confidentiality.
  • Maintain an accurate pipeline of loans without sacrificing responsiveness, client satisfaction or attention to detail
  • Review all pre-closing requirements including hazard insurance, flood certifications, underwriting conditions, vesting, taxes, title report, sales contract, etc.
  • Review and approve closing settlement statement verifying all fees are correctly disclosed and collected.
  • Review signed loan documents, settlement statement, loan approval and conditions.
  • Issue conditions and endorsements
What you'll need:
  • 1+ years of mortgage experience as a loan closer and/or doc drawer
  • Knowledge of mortgage loan products, loan documents and loan funding requirements
  • Knowledge of real estate documentation, underwriting policies, and compliance
  • Knowledge of State closing processes
  • Strong initiative
  • Good customer/client relations.
  • Critical thinking and problem solving skills
  • Strong organizational and multi-tasking skills
  • Must possess strong interpersonal skills
  • Ability to move between tasks quickly is preferred; ability to respond to pressure situations easily and work productively in a fast paced, sometimes stressful environment.
  • Must have critical thinking and problem solving skills
  • Must have strong organizational and multi-tasking skills
  • Must show strong initiative
  • Must work well in a fast paced team driven environment
  • Encompass experience is a plus
What's in it for you:

CIVIC offers our team members a competitive compensation, 401K, and traditional benefits like medical, dental, and vision.  We also have many additional perks:
• Company Sponsored Outings: Past events have included sporting events, happy hours, parking lot BBQs, bowling and bocce ball tournaments, office theme parties, and more.
• In-house Investment Programs: Participate in the growth and profitability of the company through our in-house investment programs. We also offer home ownership & loan programs.
• Contribute to Your Community: Through our volunteer service, sustainable initiatives, charitable giving, and work with local universities, CIVIC provides opportunities throughout the year for its employees to give back to the community for the greater good.
 
CIVIC is an Equal Opportunity Employer and welcomes applications from all suitably qualified persons regardless of their race, sex, disability, religion/belief, sexual orientation or age. We look forward to hearing from you!

Check us out on The Muse.
Company: Civic Financial Services